McHenry County property record for 1516 Elm St, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,194 sqft · built 1998 |
| Lot Size | 0.918 acres (40,000 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-31-252-004 |
| Primary APN | 05-31-252-004 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,194 sqft Living Area |
| Basement Area | 923 sqft |
| Year Built | Built 1998 |
|---|---|
| Lot Area | 40,000 sqft (0.918 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1516 ELM ST |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-8001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2003R0056899 (RE-RECORD) LT 63 ORCHARD BLUFF ESTS UNIT 1 |
| Legal Range | 09E |
| Legal Township | 46N |
| Legal Section | 31 |
| Legal Subdivision | ORCHARD BLUFF ESTS |
| Legal Block | 252 |
| Legal Lot Number | 63 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | BURTON |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 870105 |
1516 Elm St is owned and occupied by an individual who acquired it in May 2003.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1516 ELM ST, SPRING GROVE, IL 60081-8001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2003 |
| Deed Sale | May 1, 2003 |
| Prior Sale | Jan 30, 2001 |
| Deed Document Number | 95013143 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1516 ELM ST, SPRING GROVE, IL 60081-8001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019545 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 2020R0019545 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Max Rate | 18% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Burton Township |
| Municipality | Spring Grove Village |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $113,631 Land $17,288 Building $96,343 | $340,893 Land $51,864 Building $289,029 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1516 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1516 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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