1516 Ellen Ave, Rock Hill, SC 29732 Property Records

York County property record for 1516 Ellen Ave, Rock Hill, SC 29732

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,096 sqft · built 1995
Lot Size	0.189 acres (8,214 sqft)
Owner	Individual Name on Record
Last Sale	$254,500 (Jan 2026)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`631-02-01-025`

Property Details

APN / Parcel Number

Primary APN	`631-02-01-025`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,096 sqft Living Area
Gross Area	1,126 sqft
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	8,214 sqft (0.189 acres)
Porch	Slab
Porch Area	30 sqft

Location & Zoning

Street Address	1516 ELLEN AVE
City	ROCK HILL
State	SC
Zip	29732-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF15
Legal Description	1516 ELLEN AVE LOT 25
Legal Lot Number	25
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	4
Census Block	4000
Census Tract	60803

Owner

Source: York County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1516 ELLEN AVE, ROCK HILL, SC 29732-2456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit GUARDIAN FIDELITY MORTGAGE INC
Jan 30, 2026	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Deed Document Number	20263452
Deed Book / Page	22384 / 254
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1516 ELLEN AVE, ROCK HILL, SC 29732-2456
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2121600457
Date	Mar 21, 2024
Book Page	21216/457
Instrument	2024008465

Lender

Name	GUARDIAN FIDELITY MORTGAGE INC
Type	Mortgage Company
Address	223 E MAIN ST, ROCK HILL, SC 29730

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 18, 2029

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jan 30, 2026
Property Address	1516 ELLEN AVE, ROCK HILL, SC 29732-2456
Document Number	2238400254
Book / Page	22384 / 254
Map Reference	MB 4 PG 287
Instrument Date	Jan 30, 2026
Instrument	2026003452
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$661.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 ELLEN AVE, ROCK HILL, SC 29732-2456
Investor	Possibly a Property Investor

Mortgage

Document Number	2026003453
Date	Jan 30, 2026
Instrument	2026003453

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Rock Hill City
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,279.00 (+11.55%)	$5,301 (+14.99%) Land $1,201 Building $4,100	$132,400 (+72.34%) Land $30,000 Building $102,400
2023	$2,043.00	$4,610 Land $840 Building $3,770	$76,825 Land $14,000 Building $62,825

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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