1516 Elderberry Rd, Suffolk, VA 23435 Property Records

Suffolk City property record for 1516 Elderberry Rd, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,335 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jun 2026)
Tax Bill	$5,032 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 5 more
APN	`12R*104`

Property Details

APN / Parcel Number

Primary APN	`12R*104`
Alternative APN	`306000653`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,335 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	306000653
Street Address	1516 ELDERBERRY RD
City	SUFFOLK
State	VA
Zip	23435-3367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	L.104,PARKSIDE AT BENNETTS CREEK,PH.1
Legal Subdivision	BENNETTS CREEK
Legal Phase	1
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1003
Census Tract	75203

Owner

Source: Suffolk City records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1516 ELDERBERRY RD, SUFFOLK, VA 23435-3367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Jun 22, 2026	Bargain and Sale Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Apr 24, 2023	Warranty Deed, Transfer · Conventional Mortgage NEWTOWNE MORTGAGE
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jun 5, 2019	Warranty Deed, Transfer · VA Mortgage NBKC BANK
Mar 27, 2017	Intrafamily Transfer, Transfer
Feb 16, 2017	Warranty Deed, Transfer · ARM NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Apr 24, 2023 · Amount on Record
Deed Document Number	20267731
Prior Transfer Date	Mar 14, 2017
Prior Transfer Doc	0000003321
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 22, 2026
Property Address	1516 ELDERBERRY RD, SUFFOLK, VA 23435-3367
Document Number	0000007734
Instrument Date	Jun 18, 2026
Instrument	20267734
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	SAGE TITLE LLC, SAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 ELDERBERRY RD, SUFFOLK, VA 23435-3367

Mortgage

Document Number	0000007734,
Date	Jun 22, 2026
Instrument	20267734

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 22, 2026
Property Address	1516 ELDERBERRY RD, SUFFOLK, VA 23435-3367
Document Number	0000007731
Instrument Date	Jun 11, 2026
Instrument	20267731
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	SAGE TITLE LLC, SAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,460.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 ELDERBERRY RD, SUFFOLK, VA 23435-3367

Mortgage

Document Number	0000007734,
Date	Jun 22, 2026
Instrument	20267734

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Apr 24, 2023
Property Address	1516 ELDERBERRY RD, SUFFOLK, VA 23435-3367
Document Number	0230004028
Instrument Date	Apr 20, 2023
Instrument	230004028
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	VA HOME TITLE & SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 ELDERBERRY RD, SUFFOLK, VA 23435-3367

Mortgage

Document Number	0230004047
Date	Apr 24, 2023
Instrument	230004047

Lender

Name	NEWTOWNE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1516 ELDERBERRY RD, SUFFOLK, VA 23435-3367
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003274
Date	Feb 25, 2021
Instrument	210003274

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 5, 2019
Property Address	1516 ELDERBERRY RD, SUFFOLK, VA 23435-3367
Document Number	190005883
Instrument Date	May 28, 2019
Instrument	190005883
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	VA HOME TITLE & SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 ELDERBERRY RD, SUFFOLK, VA 23435-3367

Mortgage

Document Number	190005884
Date	Jun 5, 2019
Instrument	190005884

Lender

Name	NBKC BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUFFOLK CITY VA
Recording Date	Mar 27, 2017
Property Address	1516 ELDERBERRY RD, SUFFOLK, VA 23435-3367
Document Number	170003321
Instrument Date	Mar 14, 2017
Instrument	170003321
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 ELDERBERRY RD, SUFFOLK, VA 23435-3367

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Feb 16, 2017
Property Address	1516 ELDERBERRY RD, SUFFOLK, VA 23435-3367
Document Number	170001845
Instrument Date	Jan 9, 2017
Instrument	170001845
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 ELDERBERRY RD, SUFFOLK, VA 23435-3367

Mortgage

Document Number	170001846
Date	Feb 16, 2017
Instrument	170001846

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$428,300 (+2.51%) Land $90,700 Building $337,600
2025	$5,032.00 (+3.48%)	$428,300 (+2.51%) Land $90,700 Building $337,600	$417,800 (+2.3%) Land $90,700 Building $327,100
2024	$4,863.00 (+9.26%)	$417,800 (+2.3%) Land $90,700 Building $327,100
2023	$4,451.00	$408,400 Land $90,700 Building $317,700	$408,400 Land $90,700 Building $317,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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