1516 E Rose Ave, Des Moines, IA 50320 Property Records

Polk County property record for 1516 E Rose Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1966
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,500 (Oct 2021)
Tax Bill	$3,508 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010/03056-003-000`

Property Details

APN / Parcel Number

Primary APN	`010/03056-003-000`
Alternative APN	`782423151042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,444 sqft Living Area
Gross Area	1,482 sqft
1st Floor Area	988 sqft
Basement Area	494 sqft
Finished Basement	456 sqft
Unfinished Basement	38 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1516 E ROSE AVE
City	DES MOINES
State	IA
Zip	50320-1467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 JEFFERSON PARK
Legal Subdivision	JEFFERSON PARK
Legal Lot Number	3
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1013
Census Tract	3902

Owner

Source: Polk County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1516 E ROSE AVE, DES MOINES, IA 50320-1467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit PREMIER CREDIT UNION
Oct 4, 2021	Warranty Deed, Transfer · FHA Mortgage FORTRESS BANK
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK
Sep 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	2021104804
Deed Book / Page	18787 / 883
Prior Transfer Date	Sep 6, 2017
Prior Transfer Doc	0000020437
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Jun 23, 2026
Property Address	1516 E ROSE AVE, DES MOINES, IA 50320-1467
Document Number	0000037714
Book / Page	20566 / 176
Instrument Date	Jun 22, 2026
Instrument	202637714
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 E ROSE AVE, DES MOINES, IA 50320-1467

Mortgage

Document Number	0000037714,
Date	Jun 23, 2026
Book Page	20566/176
Instrument	202637714

Lender

Name	PREMIER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2056

Interest

Rate	6.51%
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 4, 2021
Property Address	1516 E ROSE AVE, DES MOINES, IA 50320-1467
Document Number	202100104804
Book / Page	18787 / 883
Instrument Date	Oct 1, 2021
Instrument	2021-00104804
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1516 E ROSE AVE, DES MOINES, IA 50320-1467

Mortgage

Document Number	202100104806
Date	Oct 4, 2021
Instrument	2021-00104806

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 26, 2018
Property Address	1516 E ROSE AVE, DES MOINES, IA 50320-1467
Document Number	201800033308
Book / Page	17124 / 0561
Instrument Date	Oct 24, 2018
Instrument	2018-00033308
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1516 E ROSE AVE, DES MOINES, IA 50320-1467

Mortgage

Document Number	201800033310
Date	Oct 26, 2018
Instrument	2018-00033310

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Sep 7, 2017
Property Address	1516 E ROSE AVE, DES MOINES, IA 50320-1467
Document Number	0000020437
Book / Page	016636 / 000167
Instrument Date	Sep 6, 2017
Instrument	20437
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1516 E ROSE AVE DES MOINES IA 503201467, DES MOINES, IA 50320-1467

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,600 (+10.49%) Land $32,600 Building $176,000	$208,600 (+10.49%) Land $32,600 Building $176,000
2024	$3,508.00 (-4.05%)
2023		$188,800 Land $29,100 Building $159,700	$188,800 Land $29,100 Building $159,700
2020	$3,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: T-Mobile, Verizon.

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