1516 E Main St, Duncan, OK 73533 Property Records

Stephens County property record for 1516 E Main St, Duncan, OK 73533 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1960
Square Footage	2,176 sqft Living Area
Lot Size	85,813 sqft (1.97 acres)
Occupancy	Owner Occupied
Last Sale	$40,000 (2019)
Tax Bill	$444.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`28812`
Alternative APN	`5099-29-01S-04W-2-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,176 sqft Living Area
Stories	1 Stories
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters on the Main Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	85,813 sqft (1.97 acres)
Garage Type	Carport Garage
Garage Area	600 sqft Garage
Carport	Carport
Carport Area	600 sqft Carport

Exterior Amenities

Shed	1 Shed
Shed Area	30 sqft Shed
Porch Area	60 sqft Porch
Poultry House	20 sqft Poultry House

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	28812
Street Address	1516 E MAIN ST
City	DUNCAN
State	OK
Zip	73533-1912
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	29-1S-4W TR BEG 330E NW/C NW E264 S330 W264 N330 TO POB
Legal Range	04W
Legal Township	01S
Legal Section	29
Legal Block	1S
Legal Lot Number	4W
Jurisdiction	STEPHENS OK
Minor Civil Division	VELMA-ALMA
Census Blockgroup	2
Census Block	2022
Census Tract	1000

Owner

Source: Stephens County records · APN 28812

Assessment roll updated March 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1516 E MAIN ST, DUNCAN, OK 73533-1912
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2006	Deed of Trust, Mortgage BENEFICIAL OKLAHOMA INC
Jun 26, 2024	Deed of Trust, Mortgage FIRST NATIONAL BANK & TRUST CO
Jan 16, 2019	Joint Tenancy Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO
Jul 20, 2018	Quit Claim Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE OF
May 21, 2012	Warranty Deed, Transfer THE FIRST NATIONAL BANK AND TRUST C
Feb 09, 2009	Special Warranty Deed, Transfer OKLAHOMA REO CLOSING AND TITLE, OKLAHOMA REO CLOSING & TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2019 · Amount on Record
Deed Sale	Jan 16, 2019 · Amount on Record
Prior Sale	Jul 28, 2003 · Amount on Record
Deed Doc Number	2019486
Deed Book / Page	5601 / 283
Record Refreshed	Sep 20, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	1516 E MAIN ST, DUNCAN, OK 73533-1912
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	OKLAHOMA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003360/002
Date	Jun 28, 2006
Book Page	3360/002
Instrument	75-3971

Lender

Name	BENEFICIAL OKLAHOMA INC
Address	ARDMORE, OK 73401

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 26, 2016

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	1516 E MAIN ST, DUNCAN, OK 73533-1912
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006527/199
Date	Jun 26, 2024
Book Page	6527/199
Instrument	I-2024-005539

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	VELMA, OK 73491

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Jul 20, 2029

January 2019: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	STEPHENS OK
Recording Date	Jan 16, 2019
Property Address	1516 E MAIN ST, DUNCAN, OK 73533-1912
Document Number	005601/283
Book / Page	5601 / 283
Instrument Date	Jan 16, 2019
Instrument	2019-000486
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Rounded Values by County
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1516 E MAIN ST, DUNCAN, OK 73533-1912

Mortgage

Document Number	2019000487
Date	Jan 16, 2019
Instrument	2019-000487

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Feb 16, 2024

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS OK
Recording Date	Jul 20, 2018
Property Address	1516 E MAIN ST, DUNCAN, OK 73533-1912
Document Number	005518/187
Book / Page	5518 / 187
Instrument Date	Jul 12, 2018
Instrument	2018-007551
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE OF

Transaction

Amount	Amount Recorded
Tax	$66.00
Amount Accuracy	Rounded Values by County
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5705 CLEARWATER DR, OKLAHOMA CITY, OK 73179-4826

May 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	May 21, 2012
Property Address	1516 E MAIN ST, DUNCAN, OK 73533-1912
Document Number	004347/073
Book / Page	4347 / 073
Instrument Date	May 18, 2012
Instrument	85-7074
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000857075
Date	May 21, 2012
Instrument	85-7075

Lender

Name	THE FIRST NATIONAL BANK AND TRUST C

Agreement

Amount	Amount Recorded

February 2009: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Feb 09, 2009
Property Address	1516 E MAIN ST, DUNCAN, OK 73533-1912
Document Number	003827/131
Book / Page	3827 / 131
Instrument Date	Oct 27, 2008
Instrument	79-4801
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	OKLAHOMA REO CLOSING AND TITLE, OKLAHOMA REO CLOSING & TITLE

Transaction

Amount	Amount Recorded
Tax	$82.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 562, VELMA, OK 73491-0562

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Velma Town
Unified School District	Velma-Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$444.00 (+4.47%)	$5,844 (+5.83%) Land $733 Building $5,111	$53,127 (-12.21%) Land $6,667 Building $46,460
2023	$425.00	$5,522 Land $641 Building $4,881	$60,513 Land $6,667 Building $53,846

Flood & Wildfire

1516 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · Stephens County (40137C), updated September 29, 2010

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 83rd percentile of exposed land nationally · 65th in Oklahoma
Wildfire Likelihood	High — about 1 in 153 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

1516 E Main St, Duncan, OK 73533 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2006: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Joint Tenancy Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2012: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2009: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E Main St

Nearby Streets

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