1516 Crabtree Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 1516 Crabtree Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Lot Size	7.58 acres (330,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Feb 2018)
Tax Bill	$1,708 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0777-00-44-5043`

Property Details

APN / Parcel Number

Primary APN	`0777-00-44-5043`
Alternative APN	`555556224`

Exterior

Architectural Style	Mobile Home
Lot Area	330,185 sqft (7.58 acres)

Location & Zoning

Account Number	555556224
Street Address	1516 CRABTREE RD
City	SPRUCE PINE
State	NC
Zip	28777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1518 CRABTREE ROAD
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2070
Census Tract	950400

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 521, SPRUCE PINE, NC 28777-0521
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Feb 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on Record
Deed Sale	Feb 15, 2018 · Amount on Record
Prior Sale	Jul 20, 2007 · Amount on Record
Deed Document Number	2018249
Deed Book / Page	588 / 360
Prior Transfer Date	Jul 19, 2004
Prior Transfer Doc	461/740
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	1516 CRABTREE RD, SPRUCE PINE, NC 28777
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 CRABTREE RD, SPRUCE PINE, NC 28777

Mortgage

Document Number	000664/385
Date	Dec 15, 2023
Book Page	664/385
Instrument	2023002462

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	1516 CRABTREE RD, SPRUCE PINE, NC 28777
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 CRABTREE RD, SPRUCE PINE, NC 28777

Mortgage

Document Number	630/55
Date	Jul 13, 2021
Book Page	630/55
Instrument	2021001504

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SPRUCE PINE, NC 28777

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	1516 CRABTREE RD, SPRUCE PINE, NC 28777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	607/061
Date	Oct 28, 2019
Book Page	607/061
Instrument	2019001916

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Feb 15, 2018
Property Address	1516 CRABTREE RD, SPRUCE PINE, NC 28777
Document Number	588/360
Book / Page	588 / 360
Instrument Date	Feb 15, 2018
Instrument	2018000249
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 204, LITTLE SWITZERLAND, NC 28749-0204

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,708.00	$267,000 (-) Land $77,600 Building $189,400
2025	$1,708.00 (+1.55%)	$267,000 (-) Land $77,600 Building $189,400
2023	$1,682.00	$267,000 Land $77,600 Building $189,400	$237,200 Land $77,600 Building $159,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	400 / 24
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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