Burke County property record for 1516 Circle Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,066 sqft · built 1973 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $68,000 (Jun 1992) |
| Tax Bill | $1,051 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2706540167 |
| Primary APN | 2706540167 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 1,066 sqft |
| Basement Area | 1,066 sqft |
| Unfinished Basement | 1,066 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 648 sqft |
| Porch | Porch |
| Patio Area | 196 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Old Parcel Number | 2706540167 |
|---|---|
| Street Address | 1516 CIRCLE DR |
| City | MORGANTON |
| State | NC |
| Zip | 28655-7721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL TWO DIST |
| Legal Description | 1516 CIRCLE DR MORGANTON, NC 28655 |
| Legal Subdivision | LOWER CRK TOWNSHIP |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 20100 |
Source: Burke County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1516 CIRCLE DR, MORGANTON, NC 28655-7721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 1992 · Amount on Record |
| Deed Sale | Jun 26, 1992 · Amount on Record |
| Deed Document Number | 0000794792 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1516 CIRCLE DR, MORGANTON, NC 28655-7721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0023300564 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 2330/0564 |
| Instrument | 2017012309 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Change Frequency | 5 Years |
| Min Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.25% |
Source: Burke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,051.00 (-0.28%) | $140,035 (-) Land $24,914 Building $115,121 | $140,035 (-) Land $24,914 Building $115,121 |
| 2023 | $1,054.00 | $140,035 Land $24,914 Building $115,121 | $140,035 Land $24,914 Building $115,121 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
5G and 4G LTE (outdoors only)
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