Mecklenburg County property record for 1516 Biltmore Dr, Charlotte, NC 28207
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 4,429 sqft · built 1937 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $13,645 (2024) |
| Deeds & Mortgages | Jan 2026 Transfer Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155-121-33 |
| Primary APN | 155-121-33 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 4,429 sqft Heated Area |
| 1st Floor Area | 2,093 sqft |
| Upper Floors Area | 1,688 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | 2 Story |
| Year Built | Built 1937 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 10,498 sqft (0.241 acres) |
| Garage Area | 324 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 26 sqft |
| Deck Area | 60 sqft |
| Patio Area | 240 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Street Address | 1516 BILTMORE DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28207-2610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | L28 B8 M3-419 |
| Legal Subdivision | PHARRSDALE |
| Legal Block | 8 |
| Legal Lot Number | 28 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2800 |
1516 Biltmore Dr is owner-occupied and held in a trust since January 2026.
Source: Mecklenburg County records, as of February 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1516 BILTMORE DR, CHARLOTTE, NC 28207-2610 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Intrafamily Transfer, Transfer |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 1, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 29, 2026 |
| Transfer Doc | 0000008835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 29, 2026 |
| Property Address | 1516 BILTMORE DR, CHARLOTTE, NC 28207-2610 |
| Document Number | 0000008835 |
| Book / Page | 40163 / 689 |
| Map Reference | MB 3 PG 419 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2026008835 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1516 BILTMORE DR, CHARLOTTE, NC 28207-2610 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1516 BILTMORE DR, CHARLOTTE, NC 28207-2610 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1516 BILTMORE DR, CHARLOTTE, NC 28207-2610 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000190197 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 36608/329 |
| Instrument | 2021190197 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1516 BILTMORE DR, CHARLOTTE, NC 28207-2610 |
| Document Number | 0000015652 |
| Book / Page | 031548 / 000518 |
| Instrument Date | Feb 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1516 BILTMORE DR CHARLOTTE NC 282072610, CHARLOTTE, NC 28207-2610 |
| Document Number | 0000015652 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 031548/000518 |
| Instrument | 15652 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.95% |
Source: Mecklenburg County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,802,100 Land $877,500 Building $924,600 | ||
| 2024 | $13,645.00 | ||
| 2023 | $1,802,100 Land $877,500 Building $924,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1516 Biltmore Dr in Zone X, an area of minimal flood risk, though there have been 104 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 104 (1980–2024) |
| Claims Outside the SFHA | 14 of 104 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1516 Biltmore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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