1516 16th St, Cloquet, MN 55720 Property Records

Carlton County property record for 1516 16th St, Cloquet, MN 55720

Property Summary

Property Type	Apartments (5+ Units)
Lot Size	0.723 acres (31,520 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Jan 2021)
Tax Bill	$4,958 (2026)
Deeds & Mortgages	Feb 2026 Loan Modification Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-657-0120`

Property Details

APN / Parcel Number

Primary APN	`06-657-0120`
Alternative APN	`6977`

Exterior

Lot Area	31,520 sqft (0.723 acres)

Location & Zoning

Account Number	6977
Street Address	1516 16TH ST
City	CLOQUET
State	MN
Zip	55720-3143
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	DOCKET 235738 EVERGREEN PARK SECOND ADDITION
Legal Subdivision	EVERGREEN PARK SECOND ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1033
Census Tract	70200

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1504 16TH ST, CLOQUET, MN 55720-3114
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Loan Modification FRANDSEN BANK & TRUST
Jan 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	2021496683
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1516 16TH ST, CLOQUET, MN 55720-3143
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000525385
Date	Feb 11, 2026
Instrument	A000525385

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Loan Modification
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jan 20, 2021
Property Address	1516 16TH ST, CLOQUET, MN 55720-3143
Document Number	A000496683
Instrument Date	Jan 13, 2021
Instrument	A000496683
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 SUNNYSIDE DR, CLOQUET, MN 55720-1155

Mortgage

Document Number	A000496684
Date	Jan 20, 2021
Instrument	A000496684

Lender

Name	FRANDSEN BANK & TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2026

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,958.00 (+2.86%)
2025		$226,100 (+1.57%) Land $47,400 Building $178,700	$226,100 (+1.57%) Land $47,400 Building $178,700
2024	$4,820.00	$222,600 (-) Land $47,400 Building $175,200	$222,600 (-) Land $47,400 Building $175,200
2023	$4,820.00	$222,600 (-) Land $47,400 Building $175,200	$222,600 (-) Land $47,400 Building $175,200
2022		$222,600 Land $47,400 Building $175,200	$222,600 Land $47,400 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Airfiber, Verizon.

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