15159 Co Rd 3539, Ada, OK 74820 Property Records

Pontotoc County property record for 15159 Co Rd 3539, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,325 sqft · built 1985
Lot Size	0.247 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$103,000 (Jun 2016)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	May 2012 Mortgage Feb 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18136`

Property Details

APN / Parcel Number

Primary APN	`18136`
Alternative APN	`0750-00-000-003-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18136
Street Address	15159 COUNTY ROAD 3539
City	ADA
State	OK
Zip	74820-0862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 EL SHADDAI SUB.
Legal Subdivision	EL SHADDAI -SD 24 NE 6-3-6
Legal Lot Number	3
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2025
Census Tract	89000

Owner

15159 Co Rd 3539 is owned and occupied by two individuals who bought it in June 2016.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15159 COUNTY ROAD 3539, ADA, OK 74820-0862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2012	Deed of Trust, Mortgage VISION BANK NA
Feb 23, 2005	Deed of Trust, Mortgage CITIFINANCIAL SERVICES INC
Sep 26, 2013	Deed of Trust, Mortgage VISION BANK NA
Jun 23, 2016	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Mar 5, 2012	Special Warranty Deed, Transfer OKLAHOMA REO CLOSING AND TITLE, OKLAHOMA REO CLOSING & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2016 · Amount on File
Deed Sale	Jun 23, 2016 · Amount on File
Prior Sale	Jul 10, 2014 · Amount on File
Deed Document Number	20163372
Deed Book / Page	3037 / 244
Prior Transfer Date	Dec 13, 2011
Prior Transfer Doc	0000007230
Record Updated	Oct 29, 2026

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	15159 COUNTY ROAD 3539, ADA, OK 74820-0862
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002632/228
Date	May 3, 2012
Book Page	2632/228
Instrument	2012-002991

Lender

Name	VISION BANK NA
Address	ADA, OK 74821

Agreement

Amount	Amount on Record
Term	5 Months
Due	Oct 27, 2012

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	15159 COUNTY ROAD 3539, ADA, OK 74820-0862
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001967/223
Date	Feb 23, 2005
Book Page	1967/223
Instrument	2005-001121

Lender

Name	CITIFINANCIAL SERVICES INC
Type	Subprime Lender
Address	ADA, OK 74820

Agreement

Amount	Amount on Record
Term	182 Months
Due	Apr 2, 2020

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	15159 COUNTY ROAD 3539, ADA, OK 74820-0862
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002787/147
Date	Sep 26, 2013
Book Page	2787/147
Instrument	2013-006025

Lender

Name	VISION BANK NA
Type	Bank
Address	ADA, OK 74821

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2033

Interest

Rate Type	Adjustable Rate

June 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jun 23, 2016
Property Address	15159 COUNTY ROAD 3539, ADA, OK 74820-0862
Document Number	003037/244
Book / Page	3037 / 244
Instrument Date	Jun 21, 2016
Instrument	2016-003372
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15159 COUNTY ROAD 3539, ADA, OK 74820-0862

Mortgage

Document Number	2016003373
Date	Jun 23, 2016
Instrument	2016-003373

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2046

March 2012: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Mar 5, 2012
Property Address	15159 COUNTY ROAD 3539, ADA, OK 74820-0862
Document Number	002613/170
Book / Page	2613 / 170
Instrument Date	Feb 21, 2012
Instrument	2012-001586
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	OKLAHOMA REO CLOSING AND TITLE, OKLAHOMA REO CLOSING & TITLE

Transaction

Amount	Amount on Record
Tax	$67.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 W BROADWAY ST, LEXINGTON, OK 73051-8907

Tax Assessment & Valuation

The 2025 property tax bill for 15159 Co Rd 3539 was $1,220 with a homeowner's exemption, down 1.9% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Latta Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,506 (+3%) Land $1,500 Building $12,006	$112,550 (-18.42%) Land $12,500 Building $100,050
2025	$1,220.00 (-1.93%) Homeowner's exemption	$13,112 (+2.99%) Land $1,500 Building $11,612	$137,960 (-4.46%) Land $12,500 Building $125,460
2024	$1,244.00 (+6.14%) Homeowner's exemption	$12,731 (+3%) Land $1,500 Building $11,231	$144,393 (+40.19%) Land $12,500 Building $131,893
2023	$1,172.00 Homeowner's exemption	$12,360 Land $1,500 Building $10,860	$103,000 Land $12,500 Building $90,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15159 Co Rd 3539 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15159 Co Rd 3539 is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 72% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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