15157 Lakeshore Rd, Lakeside, MI 49116 Property Records

Berrien County property record for 15157 Lakeshore Rd, Lakeside, MI 49116

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,050 sqft · built 1998
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Mar 1998)
Tax Bill	$20,414 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-4460-0024-00-5`

Property Details

APN / Parcel Number

Primary APN	`07-4460-0024-00-5`
Alternative APN	`11-07-4460-0024-00-5`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,050 sqft Living Area
1st Floor Area	3,369 sqft
Basement Area	1,362 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	178 ft deep x 112 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15157 LAKESHORE RD
City	LAKESIDE
State	MI
Zip	49116-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 LAKESIDE PARK & COM ON LAKE SHORE RD AT NWLY COR LOT 25 OF SD SUB TH S40DEG21'W 13.5' TH SE'LY TO NE COR LOT 25 TH NWLY ON NELY LOT LN TO POB
Legal Subdivision	SD SUB
Legal Lot Number	24-25
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	2
Census Block	2034
Census Tract	11201

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1223 OAKWOOD LN, GLENVIEW, IL 60025-1815
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage FIRST INTERNET BANK OF INDIANA
Aug 4, 2020	Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Nov 4, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 1998 · Amount on Record
Deed Sale	Mar 26, 1998 · Amount on Record
Prior Sale	Aug 15, 1997 · Amount on Record
Deed Book / Page	1876 / 201
Transfer Doc	003285/552
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	15157 LAKESHORE RD, LAKESIDE, MI 49116-9710
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1223 OAKWOOD LN, GLENVIEW, IL 60025-1815
Investor	Possibly a Property Investor

Mortgage

Document Number	0003387/68
Date	Sep 26, 2022
Book Page	3387/68
Instrument	2022363391

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank
Address	GREENVILLE, MS 38701

Agreement

Amount	Amount Recorded

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 4, 2020
Property Address	15157 LAKESHORE RD, LAKESIDE, MI 49116-9710
Document Number	003285/552
Book / Page	3285 / 552
Map Reference	LB 9 P G 8
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 N HALSTED ST, CHICAGO, IL 60614-5006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1223 OAKWOOD LN, GLENVIEW, IL 60025-1815

Mortgage

Document Number	0003285557
Date	Aug 4, 2020
Instrument	3285/557

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Nov 4, 2019
Property Address	15157 LAKESHORE RD, LAKESIDE, MI 49116-9710
Document Number	03255/1039
Book / Page	3255 / 1039
Map Reference	VOL 9 PG 8
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 N HALSTED ST, CHICAGO, IL 60614-5006

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,200 (+14.66%)	$1,254,400 (+14.66%)
2025	$20,414.00 (+2.77%)	$547,000 (+7.25%)	$1,094,000 (+7.25%)
2024	$19,863.00 (+11.26%)
2023		$510,000	$1,020,000
2022	$17,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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