15155 Deer Valley Ter, Silver Spring, MD 20906 Property Records

Montgomery County property record for 15155 Deer Valley Ter, Silver Spring, MD 20906

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,200 sqft · built 1996
Lot Size	0.04 acres (1,760 sqft)
Owner	Individual Name on File
Last Sale	$178,500 (Apr 1996)
Tax Bill	$5,027 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-02987470`

Property Details

APN / Parcel Number

Primary APN	`13-02987470`
Alternative APN	`02987470`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Living Area
1st Floor Area	880 sqft
Basement Area	440 sqft
Finished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,760 sqft (0.04 acres)
Deck Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02987470
Street Address	15155 DEER VALLEY TER
City	SILVER SPRING
State	MD
Zip	20906-6224
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PRC
Legal Description	LONGMEAD
Legal Subdivision	LONGMEAD
Legal Block	M
Legal Lot Number	64
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2001
Census Tract	703221

Owner

15155 Deer Valley Ter, a townhouse, is owned and occupied by an individual who bought it in April 1996.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	15155 DEER VALLEY TER, SILVER SPRING, MD 20906-6224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE BANK NA
Apr 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
Mar 15, 2019	Loan Modification, Mortgage · Conventional Mortgage SANDY SPRING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 1996 · Amount on File
Deed Sale	Apr 10, 1996 · Amount on File
Deed Document Number	199667424
Deed Book / Page	14046 / 652
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15155 DEER VALLEY TER, SILVER SPRING, MD 20906-6224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0540810437
Date	Apr 5, 2017
Book Page	54081/437

Lender

Name	CAPITAL ONE BANK NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	Feb 13, 2037

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15155 DEER VALLEY TER, SILVER SPRING, MD 20906-6224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0558860186
Date	Apr 12, 2018
Book Page	55886/186

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	479 Months
Due	Mar 26, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15155 DEER VALLEY TER, SILVER SPRING, MD 20906-6224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MAIN STREET SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0596640365
Date	May 27, 2020
Book Page	59664/365

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	15155 DEER VALLEY TER, SILVER SPRING, MD 20906-6224
Document Number	0574160217
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	15155 DEER VALLEY TER SILVER SPRING MD 209066224, SILVER SPRING, MD 20906-6224

Mortgage

Document Number	0574160217
Date	Apr 9, 2019
Book Page	057416/000217

Lender

Name	SANDY SPRING BK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 8, 2059

Tax Assessment & Valuation

The 2025 property tax bill for 15155 Deer Valley Ter was $5,027, down 7.2% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,933 (+6.98%)	$555,000 (+20.94%) Land $125,000 Building $430,000
2025	$5,027.00 (-7.18%)	$458,900 Land $125,000 Building $333,900	$458,900 Land $125,000 Building $333,900
2024	$5,416.00
2023		$420,300	$458,900 Land $125,000 Building $333,900
2022	$4,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15155 Deer Valley Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15155 Deer Valley Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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