Howard County property record for 15150 Sapling Ridge Dr, Dayton, MD 21036
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,293 sqft · built 2003 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,310,000 (Dec 2021) |
| Tax Bill | $17,114 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-433126 |
| Primary APN | 05-433126 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,293 sqft Total Area |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 53,579 sqft (1.23 acres) |
| Garage Type | Attached |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 720 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 451 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 433126 |
|---|---|
| Street Address | 15150 SAPLING RIDGE DR |
| City | DAYTON |
| State | MD |
| Zip | 21036-1259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCDEO |
| Legal Description | LOT 45 1.23 A 15150 SAPLING RIDGE DR HIGH FOREST ESTATES |
| Legal Subdivision | HIGH FOREST ESTATES |
| Legal Lot Number | 45 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 605104 |
Source: Howard County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 15150 SAPLING RIDGE DR, DAYTON, MD 21036-1259 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 3, 2021 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Oct 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on Record |
| Deed Sale | Dec 3, 2021 · Amount on Record |
| Prior Sale | Mar 17, 2006 · Amount on Record |
| Deed Book / Page | 21168 / 8 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 22, 2026 |
| Property Address | 15150 SAPLING RIDGE DR, DAYTON, MD 21036-1259 |
| Document Number | 2341000432 |
| Book / Page | 23416 / 432 |
| Instrument Date | Aug 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 15150 SAPLING RIDGE DR, DAYTON, MD 21036-1259 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 3, 2021 |
| Property Address | 15150 SAPLING RIDGE DR, DAYTON, MD 21036-1259 |
| Document Number | 0211680008 |
| Book / Page | 21168 / 8 |
| Map Reference | PL 13958-13961 |
| Instrument Date | Nov 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15150 SAPLING RIDGE DR, DAYTON, MD 21036-1259 |
| Document Number | 0002116815 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 21168/15 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 15150 SAPLING RIDGE DR, DAYTON, MD 21036-1259 |
| Document Number | 0178980369 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15150 SAPLING RIDGE DR DAYTON MD 210361259, DAYTON, MD 21036-1259 |
| Document Number | 0178980369 |
|---|---|
| Date | Nov 2, 2017 |
| Book Page | 017898/000369 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2032 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,114.00 (+3.5%) | $1,208,067 (+3.25%) | $1,284,200 (+9.76%) Land $308,500 Building $975,700 |
| 2025 | $16,535.00 (+87.34%) | $1,170,000 (+28.21%) Land $278,500 Building $891,500 | $1,170,000 (-) Land $278,500 Building $891,500 |
| 2023 | $912,600 | $1,170,000 Land $278,500 Building $891,500 | |
| 2022 | $8,826.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2012–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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