1515 Tower Rd, Winnetka, IL 60093 Property Records

Cook County property record for 1515 Tower Rd, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,976 sqft · built 1950
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$492,500 (Mar 2003)
Tax Bill	$13,030 (2023)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-18-224-028`

Property Details

APN / Parcel Number

Primary APN	`05-18-224-028`
Alternative APN	`05-18-224-028-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1951
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1515 TOWER RD
City	WINNETKA
State	IL
Zip	60093-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	42N
Legal Section	18
Legal Subdivision	CHICAGO N SHORE LAND COS
Legal Block	31
Legal Lot Number	15
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3015
Census Tract	800300

Owner

1515 Tower Rd is owned and occupied by an individual who acquired it in September 2016.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1515 TOWER RD, WINNETKA, IL 60093-1639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Dec 23, 2016	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2003 · Amount on File
Deed Sale	Mar 24, 2003 · Amount on File
Deed Document Number	200391002
Last Transfer Date	Sep 20, 2016
Transfer Doc	0000055059
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1515 TOWER RD, WINNETKA, IL 60093-1639
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 TOWER RD, WINNETKA, IL 60093-1639

Mortgage

Document Number	0025806250
Date	Sep 15, 2022
Instrument	2225806250

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.44%
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1515 TOWER RD, WINNETKA, IL 60093-1639
Document Number	1701149041
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Feb 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1515 TOWER RD WINNETKA IL 600931639, WINNETKA, IL 60093-1639

Mortgage

Document Number	1701149041
Date	Jan 11, 2017
Instrument	1149041

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.49%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,000 Land $21,000 Building $63,000	$840,000 Land $210,000 Building $630,000
2023	$13,030.00 (+0.92%)
2022	$12,911.00 Homeowner's exemption Senior Citizen's exemption	$66,000 Land $18,750 Building $47,250	$660,000 Land $187,500 Building $472,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1515 Tower Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	31 (1987–2021)
Claims Outside the SFHA	10 of 31
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 4 claims Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1515 Tower Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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