Merced County property record for 1515 Saint James Dr, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,169 sqft · built 1984 |
| Lot Size | 0.17 acres (7,399 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,481 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 428-041-020-000 |
| Primary APN | 428-041-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,169 sqft Living Area |
| Gross Area | 2,652 sqft |
| 1st Floor Area | 2,169 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,399 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Patio Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 428-041-020 |
|---|---|
| Street Address | 1515 SAINT JAMES DR |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-3847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RACQUET CL PK #3 LOT 73 |
| Legal Subdivision | RACQUET CLUB PARK 0 |
| Legal Lot Number | 73 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2305 |
1515 Saint James Dr is owned by a company that acquired it in July 2026.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1515 SAINT JAMES DR, LOS BANOS, CA 93635-3847 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 8, 2026 |
| Transfer Doc | 0000019537 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 21, 2026 |
| Property Address | 1515 SAINT JAMES DR, LOS BANOS, CA 93635-3847 |
| Document Number | 0000019537 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202619537 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 1515 SAINT JAMES DR, LOS BANOS, CA 93635-3847 |
The 2025 property tax bill for 1515 Saint James Dr was $2,481.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $238,688 (+2%) Land $61,875 Building $176,813 | |
| 2025 | $2,481.00 Homeowner's exemption | $234,009 Land $60,662 Building $173,347 |
| 2023 | $2,371.00 (+1.54%) Homeowner's exemption | $224,924 Land $58,307 Building $166,617 |
| 2022 | $2,335.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1515 Saint James Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1515 Saint James Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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