Bay County property record for 1515 S Tuscola Rd, Munger, MI 48747
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,255 sqft · built 1950 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,843 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-019-200-160-00 |
| Primary APN | 090-019-200-160-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,255 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| Basement Area | 956 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 139 ft deep x 96.5 ft wide |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1515 S TUSCOLA RD |
|---|---|
| City | MUNGER |
| State | MI |
| Zip | 48747-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM ON C/L HWY M-15 310.73 FT SELY OF ITS INTER WI C/L OF MUNGER RD TH N 51D 59M E 200.56 FT TH S 31D 45M E 114.95 FT TH S |
| Legal Range | 06E |
| Legal Township | 13N |
| Legal Section | 19 |
| Jurisdiction | BAY MI |
| Township / Civil Division | MERRITT |
| Census Block Group | 5 |
| Census Block | 5046 |
| Census Tract | 285300 |
1515 S Tuscola Rd is owned and occupied by an individual who acquired it in July 2020.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1515 S TUSCOLA RD, MUNGER, MI 48747-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Jul 7, 2020 | Quit Claim Deed, Transfer DOW CHEMICAL EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 1, 2020 |
| Transfer Doc | 0000009002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Sep 14, 2026 |
| Property Address | 1515 S TUSCOLA RD, MUNGER, MI 48747-9705 |
| Document Number | 0000011994 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202611994 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000011994, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 202611994 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 7, 2020 |
| Property Address | 1515 S TUSCOLA RD, MUNGER, MI 48747-9705 |
| Document Number | 0000009002 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 9002 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1515 S TUSCOLA RD MUNGER MI 487479705, MUNGER, MI 48747-9705 |
| Document Number | 9003 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 9003 |
| Name | DOW CHEMICAL EMPS CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641-1649 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 6, 2035 |
The 2026 property tax bill for 1515 S Tuscola Rd was $1,843 with a homeowner's exemption, up 151.4% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Merritt Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,843.00 (+151.43%) Homeowner's exemption | $76,750 (+8.17%) | $153,500 (+8.17%) |
| 2025 | $733.00 Homeowner's exemption | $70,950 | $141,900 |
| 2023 | $53,500 | $107,000 | |
| 2022 | $1,425.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1515 S Tuscola Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1515 S Tuscola Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| TDS Telecom DSL | 25 / 5 |
| Air Advantage Fixed Wireless | 10 / 1 |
May also be available: Skyweb Networks, T-Mobile.
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