1515 Ruth Rd, Dunedin, FL 34698 Property Records

Pinellas County property record for 1515 Ruth Rd, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,132 sqft · built 1969
Lot Size0.187 acres (8,150 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Sep 2014)
Tax Bill$161 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-742-9943-9

Property Details

APN / Parcel Number

Primary APNC62-000-742-9943-9
Alternative APNs
  • 26-28-15-48762-007-0110
  • 281526487620070110
  • 152826487620070110
  • R282902

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,132 sqft Living Area
Gross Area1,810 sqft
1st Floor Area1,132 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1990
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,150 sqft (0.187 acres)
Lot Dimensions110 ft deep x 74 ft wide
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area210 sqft
Deck Area225 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR282902
Street Address1515 RUTH RD
CityDUNEDIN
StateFL
Zip34698-4416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESIDE TERRACE 1ST ADD BLK G, LOT 11 AND S 3FT OF LOT 12
Legal Range15E
Legal Township28S
Legal Section26
Legal SubdivisionLAKESIDE TERRACE 1ST ADD
Legal Tract48762
Legal BlockG
Legal Lot Number11,12
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1034
Census Tract27105

Owner

1515 Ruth Rd is owned and occupied by an individual who bought it in September 2014.

Source: Pinellas County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address1515 RUTH RD, DUNEDIN, FL 34698-4416
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2014 · Amount on File
Deed SaleSep 26, 2014 · Amount on File
Deed Document Number2014269046
Deed Book / Page18538 / 1850
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1515 RUTH RD, DUNEDIN, FL 34698-4416
Document Number0206101935
Instrument DateJul 1, 2019
Transaction TypeMortgage
Record UpdatedJul 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 RUTH RD DUNEDIN FL 346984416, DUNEDIN, FL 34698-4416

Mortgage

Document Number0206101935
DateJul 11, 2019
Book Page020610/001935
Instrument219488
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1515 Ruth Rd was $161 with exemptions applied.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$161.00 Homeowner's exemption Veteran's exemption Widower's exemption$185,661$426,694 Land $225,371 Building $201,323
2023$148.00 (-0.67%) Homeowner's exemption Veteran's exemption Widower's exemption$175,174 (+3%)$396,412 (+18.68%) Land $239,096 Building $157,316
2022$149.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$170,072$334,025 Land $213,949 Building $120,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1515 Ruth Rd in Zone X, an area of minimal flood risk, though there have been 196 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 155 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies263 units insured
incl. 108 condo units
Nearby Flood Claims196 (1978–2024)
Claims Outside the SFHA11 of 196
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 83 claims
  • Hurricane Idalia, Aug 2023 · 10 claims
  • Hurricane Elena, Aug 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1515 Ruth Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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