1515 Rugby Ave, Charlottesville, VA 22903 Property Records

Charlottesville City property record for 1515 Rugby Ave, Charlottesville, VA 22903

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,443 sqft · built 1946
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (May 2010)
Tax Bill$7,948 (2026)
Flood ZoneZone X (minimal risk)
APN370033000

Property Details

APN / Parcel Number

Primary APN370033000
Alternative APN
  • 49374

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,443 sqft Finished Area
1st Floor Area1,346 sqft
2nd Floor Area48 sqft
Basement Area792 sqft
Unfinished Basement792 sqft
CellarCellar
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1967
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialShingle
Lot Area11,761 sqft (0.27 acres)
Lot Depth120 ft Depth
Garage Area216 sqft
DrivewayDriveway
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area95 sqft
Deck Area264 sqft
Patio Area322 sqft
Shed1 Shed
Shed Area221 sqft
Canopy24 sqft
Arbor/PergolaArbor/Pergola

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelSolar
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1515 RUGBY AVE
CityCHARLOTTESVILLE
StateVA
Zip22903-5137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-C
Legal DescriptionLOTS 4-7 BK B SEC 3 RUGBY HILL
Legal SubdivisionRUGBY
Legal BlockB
Legal Lot Number4-7
JurisdictionCHARLOTTESVILLE CITY VA
Township / Civil DivisionCHARLOTTESVILLE
Census Block Group1
Census Block1011
Census Tract700

Owner

1515 Rugby Ave is owned and occupied by an individual who bought it in May 2010.

Source: Charlottesville City records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address1515 RUGBY AVE, CHARLOTTESVILLE, VA 22903-5137
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2010 · Amount on File
Deed SaleMay 4, 2010 · Amount on File
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 1515 Rugby Ave was $7,948.

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCharlottesville City
Unified School DistrictCharlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,948.00$1,014,600 (+7.12%) Land $195,800 Building $818,800$1,014,600 (+7.12%) Land $195,800 Building $818,800
2025$947,200 Land $182,600 Building $764,600$947,200 Land $182,600 Building $764,600
2023$6,142.00$828,000 Land $166,000 Building $662,000$828,000 Land $166,000 Building $662,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1515 Rugby Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1515 Rugby Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTESVILLE
serves 46,553 people · EPA ID VA2540500
Water SourcePurchased surface water from RWSA URBAN SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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