1515 Rock Bottom Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 1515 Rock Bottom Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,600 sqft · built 2022
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$410,600 (Aug 2021)
Tax Bill	$3,719 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R835879`

Property Details

APN / Parcel Number

Primary APN	`R835879`
Alternative APNs	`07-4077-20-2-01-03-0000` `0000015373`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,600 sqft Living Area
1st Floor Area	1,090 sqft
2nd Floor Area	1,510 sqft
Basement Area	2,408 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000015373
Street Address	1515 ROCK BOTTOM RD
City	KALISPELL
State	MT
Zip	59901-5584
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S20, T29 N, R22 W, ACRES 2.5, CS 21728-B, TR 8E IN N2NW4
Legal Range	22W
Legal Township	29N
Legal Section	20
Legal Subdivision	CERTIFICATE OF SURVEY NO 20623
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL NORTHWEST
Census Block Group	3
Census Block	3077
Census Tract	1701

Owner

1515 Rock Bottom Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1515 ROCK BOTTOM RD, KALISPELL, MT 59901-5584
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit TRAILWEST BANK
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRAILWEST BANK
Aug 2, 2021	Warranty Deed, Construction Loan · Construction Mortgage TRAILWEST BANK
Jun 15, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Jun 15, 2021
Deed Document Number	202125692
Prior Transfer Date	Dec 20, 2018
Prior Transfer Doc	0000020321
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1515 ROCK BOTTOM RD, KALISPELL, MT 59901-5584
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	NOT AVAILABLE, FPT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200018346
Date	Jul 27, 2022
Instrument	202200018346

Lender

Name	TRAILWEST BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1515 ROCK BOTTOM RD, KALISPELL, MT 59901-5584
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200018103
Date	Jul 25, 2022
Instrument	202200018103

Lender

Name	TRAILWEST BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 2, 2021
Property Address	1515 ROCK BOTTOM RD, KALISPELL, MT 59901-5584
Document Number	202100025692
Instrument Date	Aug 2, 2021
Instrument	202100025692
Transaction Type	Construction Loan
Record Updated	Aug 14, 2023
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1515 ROCK BOTTOM RD, KALISPELL, MT 59901-5584

Mortgage

Document Number	202100025693
Date	Aug 2, 2021
Instrument	202100025693

Lender

Name	TRAILWEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 2, 2022

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 15, 2021
Property Address	1515 ROCK BOTTOM RD, KALISPELL, MT 59901-5584
Document Number	202100020321
Instrument Date	Dec 20, 2018
Instrument	202100020321
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3500, THOMPSON FALLS, MT 59873-3500

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	957 SOUTHVIEW LN, KALISPELL, MT 59901-8880
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1515 Rock Bottom Rd was $3,719, down 6.2% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	West Valley Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,719.00 (-6.23%)	$956,800 (-)
2025	$3,966.00	$956,800	$956,800 Land $246,350 Building $710,450
2023	$5,455.00	$726,900	$726,900 Land $143,450 Building $583,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1515 Rock Bottom Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1515 Rock Bottom Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

May also be available: Bullitt Communications, InterBel Telephone Cooperative, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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