Bay County property record for 1515 River Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,790 sqft · built 2002 |
| Lot Size | 2.98 acres (129,809 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,513 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-021-200-005-04 |
| Primary APN | 020-021-200-005-04 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,790 sqft Living Area |
| 1st Floor Area | 1,790 sqft |
| Basement Area | 1,790 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 129,809 sqft (2.98 acres) |
| Garage Type | Attached - Finished |
| Garage Area | 2,610 sqft |
| Driveway | Paver Driveway |
| Parking Spaces | 10 Parking Spaces |
| Porch | Slab |
| Sauna | Sauna |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1515 RIVER RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 383 FT OF N 383 FT OF NE 1/4 OF NE 1/4. EX COM AT NE COR THRF TH WLY 148.50 FT TH SELY TO A PT 231 FT SLY FR BEG TH NLY 231 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BEAVER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 286101 |
1515 River Rd is owned and occupied by an individual who acquired it in February 2021.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1515 RIVER RD, AUBURN, MI 48611-9730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| May 11, 2021 | Intrafamily Transfer, Transfer |
| Mar 19, 2021 | Intrafamily Transfer, Transfer |
| Mar 1, 2019 | Deed of Trust, Mortgage · Line of Credit DOW CHEMICAL EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 5, 2021 |
| Transfer Doc | 202108771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Sep 15, 2026 |
| Property Address | 1515 RIVER RD, AUBURN, MI 48611-9730 |
| Document Number | 0000012085 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202612085 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1515 RIVER RD, AUBURN, MI 48611-9730 |
| Document Number | 0000012085, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 202612085 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | May 11, 2021 |
| Property Address | 1515 RIVER RD, AUBURN, MI 48611-9730 |
| Document Number | 202108771 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 202108771 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1515 RIVER RD, AUBURN, MI 48611-9730 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Mar 19, 2021 |
| Property Address | 1515 RIVER RD, AUBURN, MI 48611-9730 |
| Document Number | 202104544 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 202104544 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1515 RIVER RD, AUBURN, MI 48611-9730 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1515 RIVER RD, AUBURN, MI 48611-9730 |
| Document Number | 0000002627 |
| Instrument Date | Mar 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1515 RIVER RD AUBURN MI 486119730, AUBURN, MI 48611-9730 |
| Document Number | 0000002627 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 2627 |
| Name | DOW CHEMICAL EMPS CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641-1649 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1515 River Rd was $2,513 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Beaver Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | Homeowner's exemption | $215,400 (+15.06%) | $430,800 (+15.06%) |
| 2025 | $2,513.00 Homeowner's exemption | $187,200 | $374,400 |
| 2023 | $155,300 | $310,600 | |
| 2022 | $3,783.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1515 River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1515 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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