1515 Rector St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 1515 Rector St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,260 sqft · built 2000
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Aug 2017)
Tax Bill	$1,396 (2026)
Deeds & Mortgages	May 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11 24 1 26A`

Property Details

APN / Parcel Number

Primary APN	`11 24 1 26A`
Alternative APN	`162062`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Heated Area
Gross Area	1,724 sqft
1st Floor Area	840 sqft
Upper Floors Area	420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Finished
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft
Patio Area	200 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	162062
Street Address	1515 RECTOR ST
City	GRANITE FALLS
State	NC
Zip	28630-9236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1925 PG 1194 YR 2017 ST 226.00
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1515 RECTOR ST, GRANITE FALLS, NC 28630-9236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST MTG
Aug 25, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Deed Book / Page	1925 / 1194
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1515 RECTOR ST, GRANITE FALLS, NC 28630-9236
Document Number	0010044157
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 RECTOR ST GRANITE FALLS NC 286309236, GRANITE FALLS, NC 28630-9236

Mortgage

Document Number	0010044157
Date	May 19, 2020
Book Page	001988/001371
Instrument	10044157

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 25, 2017
Property Address	1515 RECTOR ST, GRANITE FALLS, NC 28630-9236
Document Number	0010014500
Book / Page	001925 / 001194
Instrument Date	Aug 24, 2017
Instrument	10014500
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 RECTOR ST GRANITE FALLS NC 286309236, GRANITE FALLS, NC 28630-9236

Mortgage

Document Number	10014501
Date	Aug 25, 2017
Book Page	001925/001197
Instrument	10014501

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,396.00 (-2%)	$213,100 (-) Land $10,200 Building $202,900
2025	$1,745.00 (+80.64%)	$213,100 (+74.39%) Land $10,200 Building $202,900	$213,100 (+74.39%) Land $10,200 Building $202,900
2023		$122,200 (-) Land $8,700 Building $113,500	$122,200 (-) Land $8,700 Building $113,500
2022	$966.00	$122,200 Land $8,700 Building $113,500	$122,200 Land $8,700 Building $113,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Rector St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures