1515 Pine St, Spring Grove, IL 60081 Property Records

McHenry County property record for 1515 Pine St, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,474 sqft · built 1993
Lot Size	0.927 acres (40,400 sqft)
Owner	2 Company Names on Record
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-31-252-001`

Property Details

APN / Parcel Number

Primary APN	`05-31-252-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,474 sqft Living Area
Basement Area	1,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Other
Exterior Material	Brick/Wood
Lot Area	40,400 sqft (0.927 acres)
Lot Dimensions	205 ft deep x 197 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1515 PINE ST
City	SPRING GROVE
State	IL
Zip	60081-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0015838 LT 58 ORCHARD BLUFF ESTS UNIT 1 MEMO: LUKACZYK, MIROSLAW/ ALINA B TR 1515
Legal Range	09E
Legal Township	46N
Legal Section	31
Legal Subdivision	ORCHARD BLUFF ESTS
Legal Tract	1515
Legal Block	252
Legal Lot Number	58
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	BURTON
Census Block Group	2
Census Block	2048
Census Tract	870105

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	1515 PINE ST, SPRING GROVE, IL 60081-8003
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Mar 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Mar 23, 2021
Transfer Doc	0000015838
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1515 PINE ST, SPRING GROVE, IL 60081-8003
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021716
Date	Jun 16, 2022
Instrument	2022R0021716

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.74%
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Mar 23, 2021
Property Address	1515 PINE ST, SPRING GROVE, IL 60081-8003
Document Number	0000015838
Map Reference	DOC 91R32869
Instrument Date	Jul 23, 2019
Instrument	2021R0015838
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 PINE ST, SPRING GROVE, IL 60081-8003

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Burton Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$117,658 Land $17,288 Building $100,370	$352,974 Land $51,864 Building $301,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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