1515 McCarthy Ave, Killeen, TX 76549 Property Records

Bell County property record for 1515 McCarthy Ave, Killeen, TX 76549

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,474 sqft · built 1974
Lot Size0.171 acres (7,434 sqft)
OwnerCompany Name on Record
Tax Bill$3,752 (2025)
Deeds & MortgagesOct 2020 Loan Modification
Jul 2020 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN0239430000

Property Details

APN / Parcel Number

Primary APN0239430000
Alternative APNs
  • 116851
  • 819978

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,474 sqft Living Area
1st Floor Area1,474 sqft
FlooringVinyl/Resilient
Interior WallsPlaster

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,434 sqft (0.171 acres)
Lot Dimensions110 ft deep x 70 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1515 MCCARTHY AVE
CityKILLEEN
StateTX
Zip76549-1414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUGAR LOAF ESTATES ADDITION SECOND EXTENSION, BLOCK 021, LOT 0008
Legal SubdivisionSUGAR LOAF ESTATES ADDITION SECOND EXTEN
Legal Block21
Legal Lot Number8
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group1
Census Block1020
Census Tract23104

Owner

Source: Bell County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1506 PASEO DEL PLATA, 200, TEMPLE, TX 76502-3490
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Loan Modification, Mortgage
FIRST NAT'L BK/MCGREGOR
Jul 15, 2020Vendor's Lien, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Jul 11, 2019Loan Modification, Mortgage
FIRST NAT'L BK
Mar 26, 2019Loan Modification, Mortgage
FIRST NAT'L BK/MCGREGOR
Jan 29, 2018Trustee's Deed, Construction Loan · Construction Mortgage
FIRST NAT'L BK/MCGREGOR
Jan 25, 2018Deed of Trust, Mortgage
FIRST NAT'L BK/MCGREGOR
Apr 3, 2017Grant Deed, Construction Loan · Construction Mortgage
FIRST NAT'L BK/MCGREGOR
Jan 20, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2024
Deed SaleNov 27, 2024
Prior SaleAug 22, 2024 · Amount on Record
Deed Document Number202452875
Prior Transfer DateAug 6, 2024
Prior Transfer Doc0000036382
Record UpdatedOct 29, 2026

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address1515 MCCARTHY AVE, KILLEEN, TX 76549-1414
Document Number0000069384
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2102 COLUMBUS AVE WACO TX 767011037, WACO, TX 76701-1037

Mortgage

Document Number0000069384
DateDec 14, 2020
Instrument69384
Lender
NameFIRST NAT'L BK/MCGREGOR
TypeBank
AddressMCGREGOR, TX 76657
Agreement
AmountAmount Recorded
Term240 Months
DueDec 13, 2040

July 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJul 15, 2020
Property Address1515 MCCARTHY AVE, KILLEEN, TX 76549-1414
Document Number0000035387
Map ReferenceCAB A SL 286-C
Instrument DateJul 14, 2020
Instrument2020-00035387
Transaction TypeTransfer
Record UpdatedSep 30, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2102 COLUMBUS AVE, 2102, WACO, TX 76701-1037

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 MCCARTHY AVE, KILLEEN, TX 76549-1414

Mortgage

Document Number0000035388
DateJul 15, 2020
Instrument2020-00035388
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Mortgage

Document Number0000035389
DateJul 15, 2020
Instrument2020-00035389
Lender
NameTEXAS DEPARTMENT OF HOUSING & COMMUNITY
TypeGovernment Agency
AddressAUSTIN, TX 78711
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address1515 MCCARTHY AVE, KILLEEN, TX 76549-1414
Document Number0000032754
Instrument DateJul 11, 2019
Transaction TypeMortgage
Record UpdatedAug 9, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1515 MCCARTHY AVE KILLEEN TX 765491414, KILLEEN, TX 76549-1414

Mortgage

Document Number0000032754
DateJul 26, 2019
Instrument32754
Lender
NameFIRST NAT'L BK
TypeBank
AddressMCGREGOR, TX 76657
Agreement
AmountAmount Recorded
Term36 Months
DueJul 25, 2022
Interest
Rate6.75%

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address1515 MCCARTHY AVE, KILLEEN, TX 76549-1414
Document Number0000012791
Instrument DateMar 26, 2019
Transaction TypeMortgage
Record UpdatedApr 22, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number0000012791
DateApr 3, 2019
Instrument12791
Lender
NameFIRST NAT'L BK/MCGREGOR
TypeBank
AddressMCGREGOR, TX 76657
Agreement
AmountAmount Recorded
Term240 Months
DueApr 2, 2039
Interest
Rate6.75%

January 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBELL TX
Recording DateJan 29, 2018
Property Address1515 MCCARTHY AVE, KILLEEN, TX 76549-1414
Instrument DateJan 25, 2018
Instrument3429
Transaction TypeConstruction Loan
Record UpdatedFeb 19, 2018
Title CompanyTEXAS CENTRAL TITLE INC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number0000003429
DateJan 29, 2018
Instrument3429
Lender
NameFIRST NAT'L BK/MCGREGOR
TypeBank
AddressMCGREGOR, TX 76657
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 28, 2019

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address1515 MCCARTHY AVE, KILLEEN, TX 76549-1414
Document Number0000003427
Instrument DateJan 25, 2018
Transaction TypeMortgage
Record UpdatedFeb 19, 2018
Title CompanyTEXAS CENTRAL TITLE INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address425 AUSTIN AVE #1202 WACO TX 767012132, 1202, WACO, TX 76701-2132

Mortgage

Document Number0000003427
DateJan 29, 2018
Instrument3427
Lender
NameFIRST NAT'L BK/MCGREGOR
TypeBank
AddressPO BOX 387, MC GREGOR, TX 76657-0387
Agreement
AmountAmount Recorded
Term180 Months
DueJan 28, 2033

April 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionBELL TX
Recording DateApr 3, 2017
Property Address1515 MCCARTHY AVE, KILLEEN, TX 76549-1414
Document Number0000012974
Instrument DateMar 3, 2017
Instrument12974
Transaction TypeConstruction Loan
Record UpdatedApr 13, 2017
Title CompanySERVICELINK/TEXAS LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address425 AUSTIN AVE #2114 WACO TX 767012135, 2114, WACO, TX 76701-2135

Mortgage

Document Number12975
DateApr 3, 2017
Instrument12975
Lender
NameFIRST NAT'L BK/MCGREGOR
TypeBank
AddressMCGREGOR, TX 76657
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 2, 2018

January 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBELL TX
Recording DateJan 20, 2017
Property Address1515 MCCARTHY AVE, KILLEEN, TX 76549-1414
Document Number0000002544
Instrument DateJan 3, 2017
Instrument2544
Transaction TypeForeclosure
Record UpdatedJan 31, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityKilleen City
Unified School DistrictKilleen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,752.00 (+60.07%)$177,227 (+6.28%)$192,782 (+15.6%) Land $25,000 Building $167,782
2023$2,344.00 (-8.26%) Homeowner's exemption$166,761 Land $14,000 Building $152,761$166,761 Land $14,000 Building $152,761
2022$2,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KILLEEN
serves 161,027 people · EPA ID TX0140006
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionApr 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FiberFirst
Fiber
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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