1515 Locke Rd, Modesto, CA 95355 Property Records

Stanislaus County property record for 1515 Locke Rd, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,361 sqft · built 1948
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,000 (Oct 2021)
Tax Bill	$4,334 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`032-013-003-000`

Property Details

APN / Parcel Number

Primary APN	`032-013-003-000`
Alternative APNs	`0321303000` `0321303`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,361 sqft Living Area
1st Floor Area	1,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1515 LOCKE RD
City	MODESTO
State	CA
Zip	95355-4343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RICE COLONY
Legal Block	5
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	5
Census Block	5006
Census Tract	1001

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1515 LOCKE RD, MODESTO, CA 95355-4343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Oct 26, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Oct 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SELF HELP FCU
Oct 26, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Sep 25, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Prior Sale	Oct 31, 2014 · Amount on Record
Deed Document Number	202199871
Prior Transfer Date	Oct 20, 2021
Prior Transfer Doc	0000099872
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1515 LOCKE RD, MODESTO, CA 95355-4343
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	OLD REPUBLIC TITLE COMPANY/OR, OLD REPUBLIC TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 LOCKE RD, MODESTO, CA 95355-4343

Mortgage

Document Number	0000002765
Date	Jan 21, 2026
Instrument	2026-0002765

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 26, 2021
Property Address	1515 LOCKE RD, MODESTO, CA 95355-4343
Document Number	0000099871
Map Reference	VOL 14 PG 67
Instrument Date	Oct 20, 2021
Instrument	2021-0099871
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1515 LOCKE RD, MODESTO, CA 95355-4343

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Oct 26, 2021
Property Address	1515 LOCKE RD, MODESTO, CA 95355-4343
Document Number	0000099872
Map Reference	VOL 14 PG 67
Instrument Date	Oct 20, 2021
Instrument	2021-0099872
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 VICTOR ST APT 11, 11, EL CAJON, CA 92021-4655

Mortgage

Document Number	0000099873
Date	Oct 26, 2021
Instrument	2021-0099873

Lender

Name	SELF HELP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Oct 26, 2021
Property Address	1515 LOCKE RD, MODESTO, CA 95355-4343
Document Number	0000099870
Map Reference	VOL 14 PG 67
Instrument Date	Sep 9, 2021
Instrument	2021-0099870
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 LOCKE RD, MODESTO, CA 95355-4343

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 25, 2018
Property Address	1515 LOCKE RD, MODESTO, CA 95355-4343
Document Number	0000066039
Map Reference	VOL14 PG67
Instrument Date	Sep 12, 2018
Instrument	2018-0066039
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 LOCKE RD, MODESTO, CA 95355-4343

Mortgage

Document Number	0000066040
Date	Sep 25, 2018
Instrument	2018-0066040

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,334.00 (-17.71%)	$374,000 (-16.98%) Land $230,000 Building $144,000
2025	$5,267.00 (+6.23%)	$450,481 (+4.04%) Land $206,935 Building $243,546
2023	$4,958.00 (+2.5%)	$432,990 Land $198,900 Building $234,090
2022	$4,837.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ezWave, Verizon.

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