1515 Kurtz St, Oceanside, CA 92054 Property Records

San Diego County property record for 1515 Kurtz St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,928 sqft · built 1965
Lot Size0.14 acres (6,100 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Sep 2002)
Tax Bill$6,346 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN154-020-28-00

Property Details

APN / Parcel Number

Primary APN154-020-28-00

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,928 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area6,100 sqft (0.14 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1515 KURTZ ST
CityOCEANSIDE
StateCA
Zip92054-5531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 19 TR 005339
Legal SubdivisionOCEAN VILLA TCT FIRST ADD
Legal Tract005339
Legal Block1
Legal Lot Number19
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1012
Census Tract18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1515 KURTZ ST, OCEANSIDE, CA 92054-5531
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2002 · Amount on Record
Deed SaleSep 20, 2002 · Amount on Record
Prior SaleMay 17, 1999 · Amount on Record
Deed Document Number2002810458
Last Transfer DateAug 2, 2007
Transfer Doc0000530939
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1515 KURTZ ST, OCEANSIDE, CA 92054-5531
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4420 HOTEL CIRCLE CT 350, 350, SAN DIEGO, CA 92108-3435

Mortgage

Document Number0000217966
DateMay 20, 2022
Instrument2022-0217966
Lender
NameROBERT HAROLD MORGAN TRUST
TypePrivate Party
Address6211 MERCER ST, SAN DIEGO, CA 92122
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$581,652 (+2%) Land $365,793 Building $215,859
2025$6,346.00 (+5.24%) Homeowner's exemption$570,248 (+4.04%) Land $358,621 Building $211,627
2023$6,030.00 (+1.55%) Homeowner's exemption$548,107 Land $344,697 Building $203,410
2022$5,938.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

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