1515 Kais St, Baker, FL 32531 Property Records

Okaloosa County property record for 1515 Kais St, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,807 sqft · built 2025
Lot Size0.607 acres (26,455 sqft)
Owner2 Individual Names on Record
Last Sale$359,900 (May 2025)
Tax Bill$296 (2025)
Deeds & MortgagesMar 2026 Mortgage
May 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-001-054-9920-6

Property Details

APN / Parcel Number

Primary APNC56-001-054-9920-6
Alternative APNs
  • 17-3N-24-1100-000C-0060
  • 24N3171100000C0060

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,807 sqft Living Area
Gross Area2,572 sqft
1st Floor Area1,807 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area26,455 sqft (0.607 acres)
Garage TypeAttached
Garage Area484 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1515 KAIS ST
CityBAKER
StateFL
Zip32531-8483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSSY OAKS PLANTATION PH II LOT 6 BLK C
Legal Range24W
Legal Township03N
Legal Section17
Legal SubdivisionMOSSY OAKS PLANTATION
Legal Phase2
Legal BlockC
Legal Lot Number6
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2040
Census Tract20102

Owner

Source: Okaloosa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2439 EDDY LOOP, B, HOLLOMAN AIR FORCE BASE, NM 88330-8530
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · VA Mortgage
IMPERIUM LENDING LLC
May 9, 2025Warranty Deed, Subdivision Related Transfer · VA Mortgage
LOANUNITED.COM LLC
Oct 8, 2024Warranty Deed, Construction Loan
KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC
Oct 13, 2020Warranty Deed, Transfer
PRATT AYCOCK TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2025 · Amount on Record
Deed SaleMay 9, 2025 · Amount on Record
Prior SaleOct 8, 2024 · Amount on Record
Deed Document Number20253753119
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1515 KAIS ST, BAKER, FL 32531-8483
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 KAIS ST, BAKER, FL 32531-8483

Mortgage

Document Number0003805973
DateMar 24, 2026
Instrument3805973
Lender
NameIMPERIUM LENDING LLC
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

May 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 9, 2025
Property Address1515 KAIS ST, BAKER, FL 32531-8483
Document Number0003753119
Map ReferenceMB 26 PG 51
Instrument DateMay 8, 2025
Instrument3753119
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 9, 2025
Title CompanyUNKNOWN, BRADLEY TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,519.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 448, NICEVILLE, FL 32588-0448

Transferred To (Grantee/Buyer)

NameVerified Name
Address2439 EDDY LOOP APT B, B, HOLLOMAN AIR FORCE BASE, NM 88330-8530

Mortgage

Document Number0003753120
DateMay 9, 2025
Instrument3753120
Lender
NameLOANUNITED.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

October 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 8, 2024
Property Address1515 KAIS ST, BAKER, FL 32531-8483
Document Number0003715227
Map ReferenceMB 26 PG 51-53
Instrument DateSep 30, 2024
Instrument3715227
Transaction TypeConstruction Loan
Record UpdatedDec 9, 2025
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount Recorded
Tax$350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6072 HWY 85 N, BAKER, FL 32531

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 448, NICEVILLE, FL 32588-0448

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 13, 2020
Property Address1515 KAIS ST, BAKER, FL 32531-8483
Document Number0034982492
Book / Page003498 / 002492
Instrument DateOct 13, 2020
Instrument3398587
Transaction TypeTransfer
Record UpdatedNov 2, 2020
Title CompanyPRATT AYCOCK TITLE LLC

Transaction

AmountAmount Recorded
Tax$98.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$296.00 (+16.08%)$30,373 (+17.7%) Land $30,373$30,373 (+17.7%) Land $30,373
2023$255.00 (+5.81%)$25,805 (+7%) Land $25,805$25,805 (+7%) Land $25,805
2022$241.00$24,117 Land $24,117$24,117 Land $24,117

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kais St

Nearby Streets

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