Okaloosa County property record for 1515 Kais St, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,807 sqft · built 2025 |
| Lot Size | 0.607 acres (26,455 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $359,900 (May 2025) |
| Tax Bill | $296 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-054-9920-6 |
| Primary APN | C56-001-054-9920-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,807 sqft Living Area |
| Gross Area | 2,572 sqft |
| 1st Floor Area | 1,807 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 26,455 sqft (0.607 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1515 KAIS ST |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOSSY OAKS PLANTATION PH II LOT 6 BLK C |
| Legal Range | 24W |
| Legal Township | 03N |
| Legal Section | 17 |
| Legal Subdivision | MOSSY OAKS PLANTATION |
| Legal Phase | 2 |
| Legal Block | C |
| Legal Lot Number | 6 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 20102 |
Source: Okaloosa County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2439 EDDY LOOP, B, HOLLOMAN AIR FORCE BASE, NM 88330-8530 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC |
| May 9, 2025 | Warranty Deed, Subdivision Related Transfer · VA Mortgage LOANUNITED.COM LLC |
| Oct 8, 2024 | Warranty Deed, Construction Loan KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Oct 13, 2020 | Warranty Deed, Transfer PRATT AYCOCK TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2025 · Amount on Record |
| Deed Sale | May 9, 2025 · Amount on Record |
| Prior Sale | Oct 8, 2024 · Amount on Record |
| Deed Document Number | 20253753119 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1515 KAIS ST, BAKER, FL 32531-8483 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1515 KAIS ST, BAKER, FL 32531-8483 |
| Document Number | 0003805973 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 3805973 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 9, 2025 |
| Property Address | 1515 KAIS ST, BAKER, FL 32531-8483 |
| Document Number | 0003753119 |
| Map Reference | MB 26 PG 51 |
| Instrument Date | May 8, 2025 |
| Instrument | 3753119 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | UNKNOWN, BRADLEY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,519.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 448, NICEVILLE, FL 32588-0448 |
| Name | Verified Name |
|---|---|
| Address | 2439 EDDY LOOP APT B, B, HOLLOMAN AIR FORCE BASE, NM 88330-8530 |
| Document Number | 0003753120 |
|---|---|
| Date | May 9, 2025 |
| Instrument | 3753120 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 8, 2024 |
| Property Address | 1515 KAIS ST, BAKER, FL 32531-8483 |
| Document Number | 0003715227 |
| Map Reference | MB 26 PG 51-53 |
| Instrument Date | Sep 30, 2024 |
| Instrument | 3715227 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 9, 2025 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6072 HWY 85 N, BAKER, FL 32531 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 448, NICEVILLE, FL 32588-0448 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 13, 2020 |
| Property Address | 1515 KAIS ST, BAKER, FL 32531-8483 |
| Document Number | 0034982492 |
| Book / Page | 003498 / 002492 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 3398587 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | PRATT AYCOCK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $98.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152 |
| Investor | Possibly a Property Investor |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $296.00 (+16.08%) | $30,373 (+17.7%) Land $30,373 | $30,373 (+17.7%) Land $30,373 |
| 2023 | $255.00 (+5.81%) | $25,805 (+7%) Land $25,805 | $25,805 (+7%) Land $25,805 |
| 2022 | $241.00 | $24,117 Land $24,117 | $24,117 Land $24,117 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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