1515 Floyd St, Lynchburg, VA 24501 Property Records

Lynchburg City property record for 1515 Floyd St, Lynchburg, VA 24501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,590 sqft · built 1915
Lot Size	0.136 acres (5,942 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Jun 2018)
Tax Bill	$1,331 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2018 Sale & Mortgage
APN	`026 25 007`

Property Details

APN / Parcel Number

Primary APN	`026 25 007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,590 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,942 sqft (0.136 acres)
Lot Dimensions	132 ft deep x 45 ft wide
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1515 FLOYD ST
City	LYNCHBURG
State	VA
Zip	24501-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	R T LACY, PT LOT 16
Legal Subdivision	GRACE STREET
Legal Lot Number	16
Jurisdiction	LYNCHBURG CITY VA
Township / Civil Division	LYNCHBURG
Census Block Group	1
Census Block	1030
Census Tract	1100

Owner

Source: Lynchburg City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1515 FLOYD ST, LYNCHBURG, VA 24501-2023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 19, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	Jun 26, 2014 · Amount on Record
Deed Document Number	20183849
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Property Address	1515 FLOYD ST, LYNCHBURG, VA 24501-2023
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210007280
Date	Aug 16, 2021
Instrument	210007280

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

June 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Jun 19, 2018
Property Address	1515 FLOYD ST, LYNCHBURG, VA 24501-2023
Document Number	0180003849
Instrument Date	Jun 7, 2018
Instrument	180003849
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 FLOYD ST, LYNCHBURG, VA 24501-2023

Mortgage

Document Number	0180003850
Date	Jun 19, 2018
Instrument	180003850

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Lynchburg City assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Lynchburg City
Unified School District	Lynchburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,331.00	$158,500 (-) Land $15,000 Building $143,500
2025	$1,331.00 (+44.36%)	$158,500 (+52.99%) Land $15,000 Building $143,500	$158,500 (+52.99%) Land $15,000 Building $143,500
2023	$922.00	$103,600 Land $12,000 Building $91,600	$103,600 Land $12,000 Building $91,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	14 (1978–1989)
Claims Outside the SFHA	14 of 14
Most Recent Claim	Sep 1989

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LYNCHBURG serves 80,995 people · EPA ID VA5680200
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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