1515 Florida Ave, Severn, MD 21144 Property Records

Anne Arundel County property record for 1515 Florida Ave, Severn, MD 21144

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,238 sqft · built 2011
Lot Size0.352 acres (15,340 sqft)
OwnerIndividual Name on Record
Last Sale$575,000 (Feb 2022)
Tax Bill$4,722 (2025)
Deeds & MortgagesApr 2026 Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-109-90233168

Property Details

APN / Parcel Number

Primary APN04-109-90233168
Alternative APNs
  • 4-109-90233168
  • 10990233168

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,238 sqft Living Area
Gross Area2,638 sqft
1st Floor Area998 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,340 sqft (0.352 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area258 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10990233168
Street Address1515 FLORIDA AVE
CitySEVERN
StateMD
Zip21144-2603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 BLAIR PROPERTY
Legal SubdivisionBLAIR PROPERTY
Legal Block1
Legal Lot Number5
JurisdictionANNE ARUNDEL MD
Township / Civil Division2
Census Block Group1
Census Block1013
Census Tract740303

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1515 FLORIDA AVE, SEVERN, MD 21144-2603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Deed of Trust, Mortgage · FHA Mortgage
COVIUS SERVICES
Feb 17, 2022Special Warranty Deed, Transfer · FHA Mortgage
EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2022 · Amount on Record
Deed SaleFeb 17, 2022 · Amount on Record
Prior SaleFeb 14, 2022 · Amount on Record
Deed Book / Page38377 / 80
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateApr 22, 2026
Property Address1515 FLORIDA AVE, SEVERN, MD 21144-2603
Document Number4228000469
Book / Page42281 / 469
Instrument DateApr 3, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCOVIUS SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 FLORIDA AVE, SEVERN, MD 21144-2603

Mortgage

Document Number4228000469,
DateApr 22, 2026
Book Page42281/469
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term310 Months
DueFeb 1, 2052
Interest
Rate6%
Max Rate-1%

February 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionANNE ARUNDEL MD
Recording DateFeb 17, 2022
Property Address1515 FLORIDA AVE, SEVERN, MD 21144-2603
Document Number0383770080
Book / Page38377 / 80
Map ReferenceMB 307 PG 09 PL15885
Instrument DateJan 31, 2022
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7825 SHALLOWBROOK CT, 7825, SEVERN, MD 21144-3250

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 FLORIDA AVE, SEVERN, MD 21144-2603

Mortgage

Document Number0003837788
DateFeb 17, 2022
Instrument38377/88
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$494,833 (+4.57%)$538,100 (+13.72%) Land $185,500 Building $352,600
2025$4,722.00 (+2.61%) Homeowner's exemption$473,200 (+20.18%) Land $185,500 Building $287,700$473,200 (-) Land $185,500 Building $287,700
2024$4,602.00 (+15.8%)
2023$3,974.00 Homeowner's exemption$393,733$473,200 Land $185,500 Building $287,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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