1515 E Main St, Waxahachie, TX 75165 Property Records

Ellis County property record for 1515 E Main St, Waxahachie, TX 75165

Property Summary

Property Type	Commercial
Details	3 bd · 1 ba · 5,125 sqft · built 1940
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,158 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R181993`

Property Details

APN / Parcel Number

Primary APN	`R181993`
Alternative APNs	`90027200006600912` `181993`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	5,125 sqft Gross Area
1st Floor Area	5,125 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Roof Type	Gable
Lot Area	16,553 sqft (0.38 acres)
Canopy	425 sqft

Location & Zoning

Street Address	1515 E MAIN ST
City	WAXAHACHIE
State	TX
Zip	75165-4403
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	272 S M DURRETT 0.38 ACRES
Legal Subdivision	S M DURRETT
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2010
Census Tract	60400

Owner

1515 E Main St, a commercial property, is held in a trust since October 2025.

Source: Ellis County records, as of September 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 134, WAXAHACHIE, TX 75168-0134
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Construction Mortgage COWBOY BANK/TX
Jul 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS NATIONAL BANK OF TEXAS
Sep 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 25, 2019	Deed of Trust, Mortgage
Jan 18, 2019	Deed of Trust, Mortgage TOWN SQUARE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025
Deed Sale	Oct 16, 2025
Prior Sale	Aug 13, 2014 · Amount on File
Deed Document Number	202534670
Prior Transfer Date	Nov 17, 2010
Prior Transfer Doc	0025451158
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Recording Date	Sep 4, 2026
Property Address	1515 E MAIN ST, WAXAHACHIE, TX 75165-4403
Document Number	0000032227
Instrument Date	Sep 3, 2026
Instrument	202632227
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	103 KIOWA LN, WAXAHACHIE, TX 75165-1534

Mortgage

Document Number	0000032227,
Date	Sep 4, 2026
Instrument	202632227

Lender

Name	COWBOY BANK/TX

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 3, 2027

Interest

Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1515 E MAIN ST, WAXAHACHIE, TX 75165-4403
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2585, WAXAHACHIE, TX 75168-8585

Mortgage

Document Number	0002319725
Date	Jul 10, 2023
Instrument	2319725

Lender

Name	CITIZENS NATIONAL BANK OF TEXAS
Type	Bank
Address	WAXAHACHIE, TX 75168

Agreement

Type	Commercial Mortgage

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 16, 2020
Property Address	1515 E MAIN ST, WAXAHACHIE, TX 75165-4403
Document Number	0000033012
Instrument Date	Sep 10, 2020
Instrument	33012
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1515 E MAIN ST WAXAHACHIE TX 751654403, WAXAHACHIE, TX 75165-4403

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1515 E MAIN ST, WAXAHACHIE, TX 75165-4403
Document Number	0000002412
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1515 E MAIN ST WAXAHACHIE TX 751654403, WAXAHACHIE, TX 75165-4403

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1515 E MAIN ST, WAXAHACHIE, TX 75165-4403
Document Number	0000002168
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019
Title Company	TOWN SQUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1515 E MAIN ST WAXAHACHIE TX 751654403, WAXAHACHIE, TX 75165-4403

Tax Assessment & Valuation

The 2025 property tax bill for 1515 E Main St was $5,158, up 16.2% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Waxahachie City
Unified School District	Waxahachie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,330 (+11.11%) Land $175,129 Building $104,201	$279,330 (+11.11%) Land $175,129 Building $104,201
2025	$5,158.00 (+16.17%)	$251,397 Land $175,129 Building $76,268	$251,397 Land $175,129 Building $76,268
2024	$4,440.00
2023		$208,269 Land $126,629 Building $81,640	$208,269 Land $126,629 Building $81,640
2018	$1,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1515 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1515 E Main St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAXAHACHIE serves 50,814 people · EPA ID TX0700008
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
fiberfly Fixed Wireless	1,024 / 1,024
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	700 / 300
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Element8.

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