Lorain County property record for 1515 E 31st St, Lorain, OH 44055 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,344 sqft Living Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $120,000 (2022) |
| Tax Bill | $1,168.00 (2025) |
Source: Lorain County records · APN 03-00-097-111-048
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1515 E 31ST ST, LORAIN, OH 44055-1613 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NEWREZ LLC |
| Jan 24, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| Mar 18, 2019 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage CHEMICAL BANK |
| Nov 13, 2018 | Grant Deed, Transfer SERVICELINK |
| Sep 18, 2018 | Trustee's Deed, Foreclosure INTITLE AGENCY INC |
| Jan 06, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAN EAGLE MTG |
| Jan 09, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN EAGLE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | Mar 18, 2019 |
| Deed Doc Number | 2022000442 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1515 E 31ST ST, LORAIN, OH 44055-1613 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2023 |
| Title Company | SERVICELINK, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Address | 1515 E 318T ST, LORAIN, OH 44055 |
| Document Number | 0000934246 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023-0934246 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 24, 2022 |
| Property Address | 1515 E 31ST ST, LORAIN, OH 44055-1613 |
| Document Number | 0000859845 |
| Map Reference | VOL 6 PG 4 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022-0859845 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1515 E 31ST ST, LORAIN, OH 44055-1613 |
| Document Number | 0000859846 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022-0859846 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 18, 2019 |
| Property Address | 1515 E 31ST ST, LORAIN, OH 44055-1613 |
| Document Number | 0000707756 |
| Map Reference | VOL 6 PG 4 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 2019-0707756 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1515 E 31ST ST, LORAIN, OH 44055-1613 |
| Document Number | 0000707757 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 2019-0707757 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 13, 2018 |
| Property Address | 1515 E 31ST ST, LORAIN, OH 44055-1613 |
| Document Number | 0000694822 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 694822 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 18, 2018 |
| Property Address | 1515 E 31ST ST, LORAIN, OH 44055-1613 |
| Document Number | 0000687910 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 687910 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 01, 2018 |
| Title Company | INTITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $221.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1515 E 31ST ST, LORAIN, OH 44055-1613 |
| Document Number | 0000614643 |
| Instrument Date | Jan 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1515 E 31ST ST LORAIN OH 440551613, LORAIN, OH 44055-1613 |
| Document Number | 0000614643 |
|---|---|
| Date | Jan 09, 2017 |
| Instrument | 614643 |
| Name | AMERICAN EAGLE MTG |
|---|---|
| Type | Mortgage Company |
| Address | LORAIN, OH 44053 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 08, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 09, 2017 |
| Property Address | 1515 E 31ST ST, LORAIN, OH 44055-1613 |
| Document Number | 0000614642 |
| Map Reference | PB 6 PG 43 |
| Instrument Date | Jan 05, 2017 |
| Instrument | 2017-0614642 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1515 E 31ST ST, LORAIN, OH 44055-1613 |
| Document Number | 0000614643 |
|---|---|
| Date | Jan 09, 2017 |
| Instrument | 2017-0614643 |
| Name | AMERICAN EAGLE MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,168.00 | $30,560 (+0.02%) Land $5,370 Building $25,190 | $87,300 (-) Land $15,340 Building $71,960 |
| 2024 | $1,168.00 (-15.3%) | $30,555 (+14.02%) Land $5,369 Building $25,186 | $87,300 (+14.03%) Land $15,340 Building $71,960 |
| 2023 | $1,379.00 (-1.71%) | $26,797 (+0.03%) Land $3,273 Building $23,524 | $76,560 (-) Land $9,350 Building $67,210 |
| 2022 | $1,403.00 | $26,790 Land $3,270 Building $23,520 | |
| 2021 | $76,560 Land $9,350 Building $67,210 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 03-00-097-111-048 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,344 sqft Living Area |
| 1st Floor | 672 sqft 1st Floor |
| 2nd Floor | 672 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 188 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 286 sqft Garage |
| Patio Area | 99 sqft Patio |
| Heating System | HVAC Heating |
|---|
| Street Address | 1515 E 31ST ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-1613 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & IMP CO #3 50.00 X 188.00 |
| Legal Subdivision | S L & IMP CO #3 FRNT |
| Legal Block | 111 |
| Legal Lot Number | 1904 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 4 |
| Census Block | 4005 |
| Census Tract | 23100 |
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