1515 Circle Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1515 Circle Dr, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,104 sqft · built 1960
Lot Size0.26 acres (11,305 sqft)
Owner2 Individual Names on Record
Last Sale$122,000 (Jun 1987)
Tax Bill$3,945 (2025)
Deeds & MortgagesDec 2020 Mortgage
Dec 2016 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-909-19930780

Property Details

APN / Parcel Number

Primary APN03-909-19930780
Alternative APNs
  • 390919930780
  • 90919930780

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,104 sqft Living Area
Gross Area2,392 sqft
1st Floor Area2,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,305 sqft (0.26 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number90919930780
Street Address1515 CIRCLE DR
CityANNAPOLIS
StateMD
Zip21409-5859
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 120 PL 2 WINCHESTER ON THE SEVERN
Legal SubdivisionWINCHESTER ON THE SEVERN
Legal Block1
Legal Lot Number120
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1031
Census Tract730800

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1515 CIRCLE DR, ANNAPOLIS, MD 21409-5859
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 31, 2016Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 31, 2016Deed of Trust, Mortgage · Line of Credit
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 1987 · Amount on Record
Deed SaleJun 15, 1987 · Amount on Record
Deed Book / Page4382 / 887
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1515 CIRCLE DR, ANNAPOLIS, MD 21409-5859
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0357090333
DateDec 2, 2020
Book Page35709/333
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueOct 1, 2050

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1515 CIRCLE DR, ANNAPOLIS, MD 21409-5859
Document Number0305490237
Instrument DateDec 31, 2016
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1515 CIRCLE DR ANNAPOLIS MD 214095859, ANNAPOLIS, MD 21409-5859

Mortgage

Document Number0305490237
DateJan 19, 2017
Book Page030549/000237
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 18, 2047

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1515 CIRCLE DR, ANNAPOLIS, MD 21409-5859
Document Number0306400408
Instrument DateDec 31, 2016
Transaction TypeMortgage
Record UpdatedJun 15, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1515 CIRCLE DR ANNAPOLIS MD 214095859, ANNAPOLIS, MD 21409-5859

Mortgage

Document Number0306400408
DateFeb 14, 2017
Book Page030640/000408
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 13, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$558,467 (+23.62%)$605,900 (+30.69%) Land $356,000 Building $249,900
2025$3,945.00 (+21.27%)
2023$3,253.00 Homeowner's exemption$451,767$463,600 Land $280,500 Building $183,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims10 (1979–2012)
Claims Outside the SFHA8 of 10
Most Recent ClaimJul 2012 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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