1515 Belclare Rd, Normal, IL 61761 Property Records

McLean County property record for 1515 Belclare Rd, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,520 sqft · built 2006
Lot Size	0.137 acres (5,974 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Mar 2026)
Tax Bill	$4,990 (2020)
Deeds & Mortgages	May 2012 Line of Credit Nov 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-22-276-046`

Property Details

APN / Parcel Number

Primary APN	`14-22-276-046`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Basement Area	1,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	5,974 sqft (0.137 acres)
Lot Dimensions	138 ft deep x 19.7 ft wide
Garage Area	506 sqft
Porch	Open Brick Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1515 BELCLARE RD
City	NORMAL
State	IL
Zip	61761-4928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	KELLEY GLEN P.U.D. LT 14
Legal Range	02E
Legal Township	24N
Legal Section	22
Legal Subdivision	KELLY GLEN PUD
Legal Lot Number	14
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2005
Census Tract	109

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1515 BELCLARE RD, NORMAL, IL 61761-4928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 12, 2012	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Nov 30, 2006	Deed of Trust, Mortgage · ARM BUSEY BANK
Mar 19, 2026	Deed, Transfer · VA Mortgage FIRST STATE MORTGAGE SERVICES LLC
Dec 18, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 4, 2020	Warranty Deed, Transfer · VA Mortgage FIRST STATE MORTGAGE SERVICES LLC
Aug 11, 2006	Warranty Deed, Subdivision Related Transfer · ARM BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Mar 4, 2020 · Amount on Record
Deed Document Number	20263859
Prior Transfer Date	Dec 16, 2023
Prior Transfer Doc	202300017270
Record Updated	Sep 20, 2026

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1515 BELCLARE RD, NORMAL, IL 61761-4928
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200011687
Date	May 12, 2012
Instrument	2012-00011687

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Mar 13, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly
Max Rate	18%

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1515 BELCLARE RD, NORMAL, IL 61761-4928
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600032973
Date	Nov 30, 2006
Instrument	2006-00032973

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61701

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Sep 1, 2011
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	11.1%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 19, 2026
Property Address	1515 BELCLARE RD, NORMAL, IL 61761-4928
Document Number	202600003859
Map Reference	DOC 2004-00015571
Instrument Date	Mar 5, 2026
Instrument	2026-00003859
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ILHTG

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 BELCLARE RD, NORMAL, IL 61761-4928

Mortgage

Document Number	202600003860
Date	Mar 19, 2026
Instrument	2026-00003860

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Dec 18, 2023
Property Address	1515 BELCLARE RD, NORMAL, IL 61761-4928
Document Number	202300017270
Map Reference	DOC 2004-00015571
Instrument Date	Dec 16, 2023
Instrument	2023-00017270
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1515 BELCLARE RD, NORMAL, IL 61761-4928

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 4, 2020
Property Address	1515 BELCLARE RD, NORMAL, IL 61761-4928
Document Number	202000003990
Map Reference	DOC 2004-00015571
Instrument Date	Mar 2, 2020
Instrument	2020-00003990
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ILLINOIS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$236.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1515 BELCLARE RD, NORMAL, IL 61761-4928

Mortgage

Document Number	202000003991
Date	Mar 4, 2020
Instrument	2020-00003991

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2006: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 11, 2006
Property Address	1515 BELCLARE RD, NORMAL, IL 61761-4928
Document Number	200600022029
Map Reference	DOC04155711
Instrument Date	Aug 7, 2006
Instrument	2006-00022029
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1515 BELCLARE RD, NORMAL, IL 61761-4928

Mortgage

Document Number	200600022030
Date	Aug 11, 2006
Instrument	2006-00022030

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61701

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Sep 1, 2011
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	11.1%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,029 (+21.89%) Land $9,677 Building $68,352	$234,087 (+21.89%) Land $29,031 Building $205,056
2023		$64,018 (+10.69%) Land $7,940 Building $56,078	$192,054 (+10.69%) Land $23,820 Building $168,234
2022		$57,835 Land $7,173 Building $50,662	$173,505 Land $21,519 Building $151,986
2020	$4,990.00 (-14.66%)
2019	$5,847.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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