1515 Beech St, Saginaw, MI 48602 Property Records

Saginaw County property record for 1515 Beech St, Saginaw, MI 48602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 860 sqft · built 1955
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jun 2026)
Tax Bill	$1,482 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`92-00-0-37-6000-000`

Property Details

APN / Parcel Number

Primary APN	`92-00-0-37-6000-000`
Alternative APN	`20 0376 00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	860 sqft Living Area
1st Floor Area	860 sqft
Basement Area	860 sqft
Unfinished Basement	860 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	133 ft deep x 40 ft wide
Porch	Covered Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1515 BEECH ST
City	SAGINAW
State	MI
Zip	48602-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 140,BELMONT,BEING A REPLAT OF LOTS 1 TO 20 INCLUSIVE, EXCEPT THE RIGHT OF WAY OF PERE MARQUETTE RAILROAD ACROSS EAST SIDE
Legal Subdivision	BELMONT
Legal Lot Number	1,140
Legal Unit	1,140
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	3
Census Block	3008
Census Tract	1500

Owner

1515 Beech St is owned and occupied by an individual who bought it in June 2026.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1515 BEECH ST, SAGINAW, MI 48602-2819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · FHA Mortgage FINANCIAL PLUS CREDIT UNION
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE HSNG DEV AUTH
Jun 29, 2026	Warranty Deed, Transfer · FHA Mortgage FINANCIAL PLUS CREDIT UNION
Sep 29, 2023	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	May 17, 2024 · Amount on File
Deed Document Number	202617281
Prior Transfer Date	Jul 2, 1993
Prior Transfer Doc	1869000987
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jun 25, 2026
Property Address	1515 BEECH ST, SAGINAW, MI 48602-2819
Document Number	0000016890
Instrument Date	Jun 24, 2026
Instrument	202616890
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SAGINAW BAY AREA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 S HAMILTON ST, SAGINAW, MI 48602-2053

Mortgage

Document Number	0000016890,
Date	Jun 25, 2026
Instrument	202616890

Lender

Name	FINANCIAL PLUS CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jun 25, 2026
Property Address	1515 BEECH ST, SAGINAW, MI 48602-2819
Document Number	0000016891
Instrument Date	Jun 24, 2026
Instrument	202616891
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 S HAMILTON ST, SAGINAW, MI 48602-2053

Mortgage

Document Number	0000016891,
Date	Jun 25, 2026
Instrument	202616891

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 29, 2026
Property Address	1515 BEECH ST, SAGINAW, MI 48602-2819
Document Number	0000017281
Instrument Date	Jun 24, 2026
Instrument	202617281
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 BEECH ST, SAGINAW, MI 48602-2819

Mortgage

Document Number	0000016890,
Date	Jun 29, 2026
Instrument	202616890

Lender

Name	FINANCIAL PLUS CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000016891,
Date	Jun 25, 2026
Instrument	202616891

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

September 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	SAGINAW MI
Recording Date	Sep 29, 2023
Property Address	1515 BEECH ST, SAGINAW, MI 48602-2819
Document Number	0000021625
Instrument Date	Sep 26, 2023
Instrument	2023021625
Transaction Type	Foreclosure
Record Updated	Oct 17, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 S MICHIGAN AVE, SAGINAW, MI 48602-2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1682 LAKE DR, HARRISON, MI 48625-9450

Tax Assessment & Valuation

The 2025 property tax bill for 1515 Beech St was $1,482.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,600 (+48.74%)	$59,200 (+48.74%)
2025	$1,482.00	$19,900	$39,800
2023		$21,600 (+2%)	$43,200 (+2%)
2022	$3,530.00	$18,000	$36,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1515 Beech St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1515 Beech St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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