Buchanan County property record for 1515 3rd Ave, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 1,321 sqft · built 2014 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,200 (Jun 2015) |
| Tax Bill | $2,098 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2021 Mortgage |
| APN | 06-2.0-04-002-002-117.000 |
| Primary APN | 06-2.0-04-002-002-117.000 |
|---|
| Building Area | 1,321 sqft Base Area |
|---|---|
| 1st Floor Area | 1,321 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 112 ft deep x 201 ft wide |
| Street Address | 1515 3RD AVE |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-2533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:WALKER'S SECOND LOT:21 BLK:17LGL DESC: TRACT 6 E 4' L 21 & ALL L 22 & W 18' L 23 LLA 2/78 & 78A/2006 |
| Legal Subdivision | WALKERS SECOND |
| Legal Tract | 6 |
| Legal Block | 17 |
| Legal Lot Number | 21 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 500 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1515 3RD AVE, SAINT JOSEPH, MO 64505-2533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2015 · Amount on Record |
| Deed Sale | Jun 8, 2015 · Amount on Record |
| Deed Document Number | 20155710 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 16, 2026 |
| Property Address | 1515 3RD AVE, SAINT JOSEPH, MO 64505-2533 |
| Document Number | 0000002884 |
| Book / Page | 3817 / 666 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20262884 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ST JOSEPH TITLE |
| Name | Verified Name |
|---|---|
| Address | 1515 3RD AVE, SAINT JOSEPH, MO 64505-2533 |
| Document Number | 0000002884, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 3817/666 |
| Instrument | 20262884 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1515 3RD AVE, SAINT JOSEPH, MO 64505-2533 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 003763/153 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 3763/153 |
| Instrument | 2021005817 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Dec 1, 2050 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,098.00 | $29,410 (+6.71%) Land $2,850 Building $26,560 | $154,800 (+6.73%) Land $15,000 Building $139,800 |
| 2024 | $2,098.00 (+16.49%) | ||
| 2023 | $1,801.00 (-0.66%) | $27,560 (-) Land $2,850 Building $24,710 | $145,040 (-) Land $15,000 Building $130,040 |
| 2022 | $1,813.00 | $27,560 Land $2,850 Building $24,710 | |
| 2021 | $145,040 Land $15,000 Building $130,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1984–1993) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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