1515 101st Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1515 101st Ave W, Duluth, MN 55808

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,400 sqft · built 1916
Lot Size0.082 acres (3,603 sqft)
OwnerIndividual Name on File
Last Sale$112,000 (Sep 2008)
Tax Bill$1,460 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN010-1800-00690

Property Details

APN / Parcel Number

Primary APN010-1800-00690
Alternative APNs
  • 1040720
  • 1177049

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,400 sqft Gross Area
1st Floor Area700 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area3,603 sqft (0.082 acres)
Garage Area672 sqft
Pool TypeSpa / Hot Tub (No Pool)
Deck Area386 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1177049
Street Address1515 101ST AVE W
CityDULUTH
StateMN
Zip55808-1620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0023 BLOCK:005 SERIAL #
Legal SubdivisionGARY FIRST DIVISION
Legal Block5
Legal Lot Number23
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1002
Census Tract3800

Owner

1515 101st Ave W is owned by an individual who acquired it in October 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address5041 THOMPSON RD, HERMANTOWN, MN 55811-3717
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Oct 31, 2017Quit Claim Deed, Mortgage · FHA Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2008 · Amount on File
Deed SaleSep 12, 2008 · Amount on File
Deed Document Number2008858521
Last Transfer DateOct 19, 2017
Transfer Doc000T991577
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateMay 18, 2026
Property Address1515 101ST AVE W, DULUTH, MN 55808-1620
Document Number0001101618
Instrument DateApr 28, 2026
Instrument20261101618
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 101ST AVE W, DULUTH, MN 55808-1620

Mortgage

Document Number0001101618,
DateMay 18, 2026
Instrument20261101618
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 25, 2046
Interest
Rate6.46%
Max Rate-1%

October 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateOct 31, 2017
Property Address1515 101ST AVE W, DULUTH, MN 55808-1620
Document Number000T991577
Instrument DateOct 19, 2017
InstrumentT991577
Transaction TypeMortgage
Record UpdatedNov 15, 2017
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1515 101ST AVE W DULUTH MN 558081620, DULUTH, MN 55808-1620

Mortgage

Document NumberT991578
DateOct 31, 2017
InstrumentT991578
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1515 101st Ave W was $1,460, up 73.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,460.00 (+73.81%)
2025$840.00 (-10.45%) Homeowner's exemption$122,800 (+32.33%) Land $8,600 Building $114,200$122,800 (+32.33%) Land $8,600 Building $114,200
2024$938.00$92,800 Land $8,400 Building $84,400$92,800 Land $8,400 Building $84,400
2022$188,100 Land $10,400 Building $177,700$188,100 Land $10,400 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1515 101st Ave W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012–2014)
Most Recent ClaimApr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1515 101st Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Airfiber
Fixed Wireless
100 / 20

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