Effingham County property record for 15148 E 1600th Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1,704 sqft · built 1950 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,000 (Aug 2007) |
| Tax Bill | $2,013 (2022) |
| Deeds & Mortgages | Mar 2023 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-12-010-010 |
| Primary APN | 12-12-010-010 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,704 sqft Base Area |
| Basement Area | 1,704 sqft |
| Year Built | Built 1950 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 48,787 sqft (1.12 acres) |
| Garage Area | 599 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 15148 E 1600TH AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-6736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 315FT OF W 1027FT OF S 155FT SW SW 2344/227 1149/140 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | TEUTOPOLIS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950600 |
Source: Effingham County records, as of August 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 15148 E 1600TH AVE, EFFINGHAM, IL 62401-6736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC |
| Jul 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2007 · Amount on Record |
| Deed Sale | Aug 30, 2007 · Amount on Record |
| Deed Document Number | 200700704435 |
| Deed Book / Page | 2344 / 227 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 15148 E 1600TH AVE, EFFINGHAM, IL 62401-6736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 15148 E 1600TH AVE, EFFINGHAM, IL 62401-6736 |
| Document Number | 003846/318 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 3846/318 |
| Instrument | 202323000960 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 15148 E 1600TH AVE, EFFINGHAM, IL 62401-6736 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 003763/128 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 3763/128 |
| Instrument | 202222000770 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | RANCHO SANTA MARGARITA, CA 92688 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 15148 E 1600TH AVE, EFFINGHAM, IL 62401-6736 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3709/80 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 3709/80 |
| Instrument | 202121003761 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 15148 E 1600TH AVE, EFFINGHAM, IL 62401-6736 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 3533/346 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 3533/346 |
| Instrument | 202020000661 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Effingham County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Teutopolis Township |
| Municipality | Effingham City |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $2,013.00 Homeowner's exemption | $48,690 Land $2,860 Building $45,830 | $146,070 Land $8,580 Building $137,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Fidium Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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