15145 Evergreen Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15145 Evergreen Oak Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,402 sqft · built 2016
Lot Size	0.179 acres (7,815 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Nov 2018)
Tax Bill	$5,888 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-23-27-8135-01-832`

Property Details

APN / Parcel Number

Primary APN	`16-23-27-8135-01-832`
Alternative APNs	`272316813501832` `141301` `142158` `143675`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,402 sqft Living Area
Gross Area	4,639 sqft
1st Floor Area	1,698 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,815 sqft (0.179 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15145 EVERGREEN OAK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-6416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SIGNATURE LAKES PHASE 3B-4, 3B-5 AND 3B-7 83/27 LOT 1832
Legal Range	27E
Legal Township	23S
Legal Section	16
Legal Subdivision	SIGNATURE LAKES PH 3B-4, 3B-5 AND 3B-7
Legal Phase	3B-4
Legal Tract	8135
Legal Block	1
Legal Lot Number	1832
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1034
Census Tract	17114

Owner

15145 Evergreen Oak Loop is owned and occupied by two individuals who bought it in November 2018.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15145 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MTG CORP
Nov 16, 2018	Deed of Trust, Transfer · Conventional with PMI BANK OF AMERICA
May 12, 2017	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on File
Deed Sale	Nov 27, 2018 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	2018685206
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15145 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6416
Document Number	0000569214
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15145 EVERGREEN OAK LOOP WINTER GARDEN FL 347876416, WINTER GARDEN, FL 34787-6416

Mortgage

Document Number	0000569214
Date	Nov 2, 2020
Instrument	569214

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15145 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6416
Document Number	0000685207
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1168 COASTAL CIR OCOEE FL 347614322, OCOEE, FL 34761-4322

Mortgage

Document Number	0000685207
Date	Nov 27, 2018
Instrument	685207

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 12, 2017
Property Address	15145 EVERGREEN OAK LOOP, WINTER GARDEN, FL 34787-6416
Document Number	0000266506
Instrument Date	May 9, 2017
Instrument	266506
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$2,821.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	700 NW 107TH AVE #400 MIAMI FL 331723139, 400, MIAMI, FL 33172-3139

Tax Assessment & Valuation

The 2025 property tax bill for 15145 Evergreen Oak Loop was $5,888, up 5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,039 (+2.7%)	$669,860 (-9.81%) Land $100,000 Building $569,860
2025	$5,888.00 (+5.01%) Homeowner's exemption	$363,232	$742,680 Land $110,000 Building $632,680
2024	$5,607.00 (+7.39%)
2023	$5,221.00 (+3.94%) Homeowner's exemption	$342,714 (+3%)	$599,182 (+13.98%) Land $110,000 Building $489,182
2022	$5,023.00 Homeowner's exemption	$332,732	$525,694 Land $110,000 Building $415,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15145 Evergreen Oak Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15145 Evergreen Oak Loop is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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