1514 Twin Palms Loop, Lutz, FL 33559 Property Records

Pasco County property record for 1514 Twin Palms Loop, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,052 sqft · built 1983
Lot Size	0.231 acres (10,076 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (May 2022)
Tax Bill	$5,282 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-26-19-0040-01400-0020`

Property Details

APN / Parcel Number

Primary APN	`33-26-19-0040-01400-0020`
Alternative APNs	`1926330040014000020` `0844504`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,576 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,076 sqft (0.231 acres)
Garage Type	Attached
Garage Area	648 sqft
Driveway	Concrete Driveway
Driveway Area	592 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	390 sqft
Porch	Florida Room
Porch Area	548 sqft
Deck Area	Deck Area
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1514 TWIN PALMS LOOP
City	LUTZ
State	FL
Zip	33559-6763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TURTLE LAKES UNIT 4 PB 20 PGS 83-84 LOT 2 BLOCK 14
Legal Range	19E
Legal Township	26S
Legal Section	33
Legal Subdivision	TURTLE LAKES
Legal Tract	40
Legal Block	14
Legal Lot Number	2
Legal Unit	4
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1012
Census Tract	32014

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1514 TWIN PALMS LOOP, LUTZ, FL 33559-6763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	May 2, 2016 · Amount on Record
Deed Document Number	2022117376
Deed Book / Page	10620 / 3976
Prior Transfer Date	May 6, 2012
Prior Transfer Doc	0087503921
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	May 25, 2022
Property Address	1514 TWIN PALMS LOOP, LUTZ, FL 33559-6763
Document Number	0106203976
Book / Page	10620 / 3976
Map Reference	MB 20 PG 83-85
Instrument Date	May 19, 2022
Instrument	2022117376
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	INLAND TITLE COMPANY, ISLAND TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1950 MCCLURES GAP RD, 1950, CARLISLE, PA 17015-9552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 TWIN PALMS LOOP, LUTZ, FL 33559-6763

Mortgage

Document Number	0106203977
Date	May 25, 2022
Instrument	10620/3977

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,225 (-0.56%) Land $61,075 Building $277,150	$338,225 (-0.56%) Land $61,075 Building $277,150
2025	$5,282.00 (-14.56%)	$340,124 (-3.42%) Land $61,075 Building $279,049	$340,124 (-3.42%) Land $61,075 Building $279,049
2023	$6,182.00 (+129.13%)	$352,185 (+77.53%) Land $51,575 Building $300,610	$352,185 (+19.4%) Land $51,575 Building $300,610
2022	$2,698.00	$198,380 Land $42,975 Building $155,405	$294,963 Land $42,975 Building $251,988

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172
Water Source	Groundwater
Last State Inspection	Nov 2024
Also Mapped Here	PCUD-PASCO COUNTY REGIONAL PWS
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20