1514 Schuff Ln, Louisville, KY 40205 Property Records

Louisville/Jefferson County Metro Government property record for 1514 Schuff Ln, Louisville, KY 40205

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,742 sqft · built 1960
Lot Size	0.539 acres (23,479 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Nov 2018)
Tax Bill	$5,679 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Mar 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13086G00360000`

Property Details

APN / Parcel Number

Primary APN	`13086G00360000`
Alternative APNs	`086G00360000` `00140958`

Interior

Full Baths	3 Baths
Building Area	1,742 sqft Finished Area
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,479 sqft (0.539 acres)
Garage Type	Mixed
Garage Area	876 sqft
Carport	Carport
Carport Area	392 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00140958
Street Address	1514 SCHUFF LN
City	LOUISVILLE
State	KY
Zip	40205-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDENTIAL SINGLE FAM
Legal Description	TRACT 1 MINOR PLAT DB 10574 X 924, 0.539 AC +/-
Legal Tract	1
Legal Lot Number	36
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	1
Census Block	1007
Census Tract	9402

Owner

1514 Schuff Ln is owned and occupied by two individuals who bought it in November 2018.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1514 SCHUFF LN, LOUISVILLE, KY 40205-2722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH BANK & TRUST CO
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Nov 16, 2020	Deed of Trust, Mortgage · Conventional with PMI COMMONWEALTH BK
Oct 29, 2019	Deed of Trust, Mortgage · Conventional with PMI COMMONWEALTH BK
Nov 19, 2018	Warranty Deed, Transfer · Conventional with PMI COMMONWEALTH BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2018 · Amount on File
Deed Sale	Nov 19, 2018 · Amount on File
Deed Document Number	0001129292
Deed Book / Page	11292 / 92
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1514 SCHUFF LN, LOUISVILLE, KY 40205-2722
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047232
Date	Feb 26, 2021
Book Page	17188/202
Instrument	2021047232

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40207

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1514 SCHUFF LN, LOUISVILLE, KY 40205-2722
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055182
Date	Mar 10, 2022
Book Page	M 17976/227
Instrument	2022055182

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1514 SCHUFF LN, LOUISVILLE, KY 40205-2722
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055183
Date	Mar 10, 2022
Book Page	M 17976/237
Instrument	2022055183

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1514 SCHUFF LN, LOUISVILLE, KY 40205-2722
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047189
Date	Feb 28, 2022
Book Page	M 17958/534
Instrument	2022047189

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1514 SCHUFF LN, LOUISVILLE, KY 40205-2722
Document Number	0169670963
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1514 SCHUFF LN LOUISVILLE KY 402052722, LOUISVILLE, KY 40205-2722

Mortgage

Document Number	0169670963
Date	Nov 23, 2020
Book Page	016967/000963
Instrument	251964

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1514 SCHUFF LN, LOUISVILLE, KY 40205-2722
Document Number	0162290481
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	KENTUCKIANA TITLE AGENCY LLC, KENTUCKIANA TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1514 SCHUFF LN LOUISVILLE KY 402052722, LOUISVILLE, KY 40205-2722

Mortgage

Document Number	0162290481
Date	Nov 12, 2019
Book Page	016229/000481
Instrument	260008

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Nov 19, 2018
Property Address	1514 SCHUFF LN, LOUISVILLE, KY 40205-2722
Document Number	0112920092
Book / Page	011292 / 000092
Instrument Date	Nov 8, 2018
Instrument	270837
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	KENTUCKIANA TITLE AGENCY LLC, KENTUCKIANA TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1514 SCHUFF LN LOUISVILLE KY 402052722, LOUISVILLE, KY 40205-2722

Mortgage

Document Number	157640100
Date	Nov 19, 2018
Book Page	015764/000100
Instrument	270838

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1514 Schuff Ln was $5,679.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,679.00	$450,770 Land $91,800 Building $358,970
2024			$450,770 (+17.14%) Land $91,800 Building $358,970
2023	$5,164.00 (-1.32%)	$384,820 (-) Land $44,370 Building $340,450	$384,820 (-) Land $44,370 Building $340,450
2022	$5,233.00	$384,820 Land $44,370 Building $340,450	$384,820 Land $44,370 Building $340,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1514 Schuff Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (2006–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1514 Schuff Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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