1514 Morse St, Oceanside, CA 92054 Property Records

San Diego County property record for 1514 Morse St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,376 sqft · built 1959
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on Record
Last Sale$635,000 (Apr 2017)
Tax Bill$8,209 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN154-054-10-00

Property Details

APN / Parcel Number

Primary APN154-054-10-00
Alternative APN
  • 1540101500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,376 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area7,000 sqft (0.161 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1540101500
Street Address1514 MORSE ST
CityOCEANSIDE
StateCA
Zip92054-5541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionTCT 53 PAR OF 2 NE PAR AS PER ROS 3416 IN LOT 1 TR 001717
Legal SubdivisionHOTALING LANDS
Legal Tract001717
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1019
Census Tract18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1514 MORSE ST, OCEANSIDE, CA 92054-5541
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Sep 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 4, 2017Grant Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2017 · Amount on Record
Deed SaleApr 4, 2017 · Amount on Record
Prior SaleAug 23, 2012 · Amount on Record
Deed Document Number2017150621
Last Transfer DateSep 18, 2020
Transfer Doc0000577103
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1514 MORSE ST, OCEANSIDE, CA 92054-5541
Transaction TypeMortgage
Record UpdatedJun 29, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1514 MORSE ST, OCEANSIDE, CA 92054-5541

Mortgage

Document Number0000257635
DateJun 22, 2022
Instrument2022-0257635
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1514 MORSE ST, OCEANSIDE, CA 92054-5541
Transaction TypeMortgage
Record UpdatedFeb 25, 2021
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1514 MORSE ST, OCEANSIDE, CA 92054-5541

Mortgage

Document Number0000115217
DateFeb 16, 2021
Instrument2021-0115217
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 28, 2020
Property Address1514 MORSE ST, OCEANSIDE, CA 92054-5541
Document Number0000577103
Instrument DateSep 18, 2020
Instrument577103
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1514 MORSE ST OCEANSIDE CA 920545541, OCEANSIDE, CA 92054-5541

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 4, 2017
Property Address1514 MORSE ST, OCEANSIDE, CA 92054-5541
Document Number0000150621
Instrument DateMar 6, 2017
Instrument150621
Transaction TypeTransfer
Record UpdatedApr 11, 2017
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$699.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1514 MORSE ST OCEANSIDE CA 920545541, OCEANSIDE, CA 92054-5541

Mortgage

Document Number150622
DateApr 4, 2017
Instrument150622
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueApr 3, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$751,701 (+2%) Land $559,197 Building $192,504
2025$8,209.00 (+5.22%) Homeowner's exemption$736,963 (+4.04%) Land $548,233 Building $188,730
2023$7,802.00 (+1.56%) Homeowner's exemption$708,348 Land $526,946 Building $181,402
2022$7,682.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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