Lowndes County property record for 1514 Main St, Columbus, MS 39701
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,400 sqft · built 1993 |
| Lot Size | 0.641 acres (27,930 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Jan 2024) |
| Tax Bill | $3,811 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61W110200113 |
| Primary APN | 61W110200113 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,400 sqft Total Area |
|---|---|
| 1st Floor Area | 2,400 sqft |
| Flooring | Laminate Plank |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 27,930 sqft |
| Lot Dimensions | 210 ft deep x 133 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 015990 |
|---|---|
| Street Address | 1514 MAIN ST |
| City | COLUMBUS |
| State | MS |
| Zip | 39701-4972 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | PT BLKS 20W,21W 1514 MAIN ST |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 15 |
| Legal Subdivision | WOODS SURVEY |
| Legal Block | 20W,21W |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 700 |
1514 Main St, a commercial property, is owned by two individuals who bought it in January 2024.
Source: Lowndes County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 702 10TH ST N, COLUMBUS, MS 39701-4030 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Jul 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL |
| Aug 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL |
| Aug 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL |
| Nov 9, 2018 | Deed of Trust, Mortgage BANKFIRST FIN'L SVCS |
| Jan 6, 2017 | Deed of Trust, Mortgage BANKFIRST FIN'L SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2024 · Amount on File |
| Deed Sale | Jan 5, 2024 · Amount on File |
| Deed Document Number | 0000202469 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1514 MAIN ST, COLUMBUS, MS 39701-4972 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020240268 |
|---|---|
| Date | Jan 5, 2024 |
| Book Page | 2024/268 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 5, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1514 MAIN ST, COLUMBUS, MS 39701-4972 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202122080 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 2021/22080 |
| Name | BANKFIRST FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Aug 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1514 MAIN ST, COLUMBUS, MS 39701-4972 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00202125104 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 2021/25104 |
| Name | BANKFIRST FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Sep 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1514 MAIN ST, COLUMBUS, MS 39701-4972 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00202125115 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 2021/25115 |
| Name | BANKFIRST FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Sep 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1514 MAIN ST, COLUMBUS, MS 39701-4972 |
| Document Number | 0020184712 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1514 MAIN ST COLUMBUS MS 397014972, COLUMBUS, MS 39701-4972 |
| Document Number | 0020184712 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 002018/024712 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Nov 20, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 1514 MAIN ST, COLUMBUS, MS 39701-4972 |
| Document Number | 0020170690 |
| Book / Page | 002017 / 000690 |
| Instrument Date | Jan 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1514 MAIN ST COLUMBUS MS 397014972, COLUMBUS, MS 39701-4972 |
| Document Number | 0020170690 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 002017/000690 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jan 8, 2022 |
The 2025 property tax bill for 1514 Main St was $3,811, up 32.4% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,811.00 (+32.42%) | $23,336 | $155,570 Land $51,230 Building $104,340 |
| 2024 | $2,878.00 (+9.18%) | ||
| 2023 | $2,636.00 | $16,121 | $107,470 Land $51,230 Building $56,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1514 Main St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 21 (1983–2000) |
| Claims Outside the SFHA | 1 of 21 |
| Most Recent Claim | Apr 2000 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1514 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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