1514 Highgate Rd, Kalamazoo, MI 49006 Property Records

Kalamazoo County property record for 1514 Highgate Rd, Kalamazoo, MI 49006

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,465 sqft · built 1968
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Oct 2022)
Tax Bill	$5,458 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-07-384-038`

Property Details

APN / Parcel Number

Primary APN	`06-07-384-038`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	44 ft deep x 80 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1514 HIGHGATE RD
City	KALAMAZOO
State	MI
Zip	49006-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	G78B-14 STEWART-DOWNS NO 1 LOT 38
Legal Subdivision	STEWART-DOWNS SUB 1
Legal Lot Number	38
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	2
Census Block	2000
Census Tract	1508

Owner

1514 Highgate Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1514 HIGHGATE RD, KALAMAZOO, MI 49006-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE COMPANY LLC
Dec 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Mar 1, 2019	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Prior Sale	Dec 2, 2021 · Amount on File
Deed Document Number	202231883
Prior Transfer Date	Nov 9, 2021
Prior Transfer Doc	0000047784
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1514 HIGHGATE RD, KALAMAZOO, MI 49006-1910
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000554
Date	Jan 9, 2019
Instrument	2019-000554

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.36%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	2.36%
Max Rate At Change	6.36%
Index	1-Year LIBOR
Max Rate	9.36%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Oct 7, 2022
Property Address	1514 HIGHGATE RD, KALAMAZOO, MI 49006-1910
Document Number	2022031883
Map Reference	LB 28 PG 32
Instrument Date	Sep 12, 2022
Instrument	2022-031883
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1514 HIGHGATE RD, 1514, KALAMAZOO, MI 49006-1910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 MAPLE ST, COLON, MI 49040-9341

Mortgage

Document Number	2022031884
Date	Oct 7, 2022
Instrument	2022-031884

Lender

Name	OAK MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	10.7%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 2, 2021
Property Address	1514 HIGHGATE RD, KALAMAZOO, MI 49006-1910
Document Number	2021047785
Instrument Date	Nov 10, 2021
Instrument	2021-047785
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1361 OSHTEMO RIDGE TRL, 1361, KALAMAZOO, MI 49009-3705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 HIGHGATE RD, KALAMAZOO, MI 49006-1910

Mortgage

Document Number	2021047786
Date	Dec 2, 2021
Instrument	2021-047786

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 1, 2019
Property Address	1514 HIGHGATE RD, KALAMAZOO, MI 49006-1910
Document Number	2019004871
Map Reference	LB 26 PG 32
Instrument Date	Dec 6, 2018
Instrument	2019-004871
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1514 HIGHGATE RD, 1514, KALAMAZOO, MI 49006-1910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 HIGHGATE RD, KALAMAZOO, MI 49006-1910

Tax Assessment & Valuation

The 2025 property tax bill for 1514 Highgate Rd was $5,458 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,300 (+6.56%)	$256,600 (+6.56%)
2025	$5,458.00 Homeowner's exemption	$120,400	$240,800
2023		$98,300	$196,600
2019	$3,552.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1514 Highgate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1514 Highgate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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