1514 Discovery Loop, Panama City, FL 32405 Property Records

Bay County property record for 1514 Discovery Loop, Panama City, FL 32405 · Last verified August 2026

Property Summary

Property Type	Commercial
Details	3 bd · 68,418 sqft · built 1969
Lot Size	417 acres (18,194,402 sqft)
Owner	Company Name on File
Last Sale	$3,418,300 (May 2025)
Tax Bill	$208,475 (2025)
Deeds & Mortgages	Apr 2026 Sale May 2025 Sale + 18 more
Flood Zone	Zone X (moderate risk)
APN	`11728-000-000`

Property Details

APN / Parcel Number

Primary APN	`11728-000-000`

Interior

Bedrooms	3 Beds
Total Rooms	2 Rooms
Units	14 Units
Stories	1 Story
Building Area	68,418 sqft Gross Area
1st Floor Area	68,418 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Metal
Construction Type	Steel Frame
Fire Resistance	Fireproof Steel Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	18,194,402 sqft (417 acres)
Garage Area	3,040 sqft
Porch	Unfinished Open Porch
Porch Area	6,840 sqft
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1514 DISCOVERY LOOP N
City	PANAMA CITY
State	FL
Zip	32405-2934
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	18/19/20/29/30 3S 14W AND SEC 13/24 3S 15W PARCELSE&G BEG AT THE NE COR OF SEC 19 TH RUN S 3392.45 W 277.93 NWLY 33 N 90.03 W 297.01 TH SWLY 876.85 E 33 S 479.59 TH RUN E 672.63 TO WLY R/W OF HWY 390 TH RUN SWLY ALONG R/W FOR 152.20 TH CONT ALONG R/W
Legal Range	14W
Legal Township	03S
Legal Section	18
Legal Subdivision	KING ESTATES UN 02
Legal Lot Number	72
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1014
Census Tract	1501

Owner

Source: Bay County records · APN 11728-000-000

Assessment roll updated January 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1903 WRIGHT PL, 220, CARLSBAD, CA 92008-6584
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
May 16, 2025	Special Warranty Deed, Transfer SOUTH OAK TITLE 30A LLC, SOUTH OAK TITLE 30 AVENUE
Feb 21, 2025	Special Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TITLE
Dec 10, 2024	Special Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TITLE
Aug 22, 2024	Special Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TITLE
Jun 13, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 20, 2025	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Apr 14, 2023	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 09, 2023	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 28, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 24, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 05, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 23, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 12, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 14, 2021	Re-recorded Document ATTORNEY ONLY, ATTORNEY
May 07, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 29, 2020	Grant Deed, Transfer ATTORNEY ONLY
Sep 05, 2019	Grant Deed, Transfer NOT AVAILABLE
Dec 20, 2018	Grant Deed, Transfer ATTORNEY ONLY
Dec 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Feb 21, 2025 · Amount on Record
Deed Document Number	202527444
Deed Book / Page	4913 / 1591
Prior Transfer Date	May 28, 2024
Prior Transfer Doc	0048111140
Record Updated	Sep 20, 2026

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BAY FL
Recording Date	Apr 28, 2026
Property Address	1514 DISCOVERY LOOP N, PANAMA CITY, FL 32405-2934
Document Number	0000025327
Book / Page	5028 / 1740
Instrument Date	Apr 22, 2026
Instrument	202625327
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

May 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 16, 2025
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0049131591
Book / Page	4913 / 1591
Map Reference	PL 32 PG 1
Instrument Date	May 13, 2025
Instrument	2025027444
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	SOUTH OAK TITLE 30A LLC, SOUTH OAK TITLE 30 AVENUE

Transaction

Amount	Amount Recorded
Tax	$23,928.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 TIMBERLAKE RD # 100, 100, VESTAVIA, AL 35243-2311
Investor	Possibly a Property Investor

February 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 21, 2025
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0048861778
Book / Page	4886 / 1778
Map Reference	MB 32 PG 1
Instrument Date	Feb 18, 2025
Instrument	2025009540
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount Recorded
Tax	$1,990.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 TIMBERLAKE RD # 100, 100, VESTAVIA, AL 35243-2311
Investor	Possibly a Property Investor

December 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 10, 2024
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0048662031
Book / Page	4866 / 2031
Map Reference	MB 32 PG 1
Instrument Date	Dec 05, 2024
Instrument	2024071700
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount Recorded
Tax	$29,115.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 TIMBERLAKE RD, VESTAVIA, AL 35243-2311
Investor	Possibly a Property Investor

August 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 22, 2024
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0048331705
Book / Page	4833 / 1705
Map Reference	MB 32 PG 1
Instrument Date	Aug 21, 2024
Instrument	2024049881
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount Recorded
Tax	$24,351.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 TIMBERLAKE RD # 100, 100, VESTAVIA, AL 35243-2311
Investor	Possibly a Property Investor

June 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jun 13, 2024
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0048111140
Book / Page	4811 / 1140
Map Reference	MB 25 PG 88
Instrument Date	May 28, 2024
Instrument	2024034746
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 20, 2025
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0048852028
Book / Page	4885 / 2028
Map Reference	MB 6 PG 12
Instrument Date	Apr 26, 2024
Instrument	2025008881
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 UTAH AVE S, SEATTLE, WA 98134-1436
Investor	Possibly a Property Investor

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 14, 2023
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0046781325
Book / Page	4678 / 1325
Map Reference	MB 30 PG 21-24
Instrument Date	Apr 12, 2023
Instrument	2023022867
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584
Investor	Possibly a Property Investor

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 09, 2023
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0046461520
Book / Page	4646 / 1520
Instrument Date	Jan 06, 2023
Instrument	2023001267
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Nov 28, 2022
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0046341022
Book / Page	4634 / 1022
Map Reference	MB 25 PG 88
Instrument Date	Nov 22, 2022
Instrument	2022084849
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584
Investor	Possibly a Property Investor

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Oct 24, 2022
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0046231714
Book / Page	4623 / 1714
Map Reference	MB 25 PG 88
Instrument Date	Oct 20, 2022
Instrument	2022077591
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584
Investor	Possibly a Property Investor

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 05, 2022
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0046171854
Book / Page	4617 / 1854
Map Reference	MB 28 PG 80-83
Instrument Date	Oct 04, 2022
Instrument	2022073378
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,465.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 S ARNOLD RD, PANAMA CITY BEACH, FL 32413-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 THOMAS DR # 333, PANAMA CITY BEACH, FL 32408-7444

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 23, 2022
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0046131252
Book / Page	4613 / 1252
Map Reference	MB 6 PG 12
Instrument Date	Sep 21, 2022
Instrument	2022070603
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Jul 12, 2021
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0044322163
Book / Page	4432 / 2163
Map Reference	MB 27 PG 35
Instrument Date	Jul 12, 2021
Instrument	2021053181
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1709 CALAMINT ST, PANAMA CITY, FL 32405-2963

May 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BAY FL
Recording Date	May 14, 2021
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0044060820
Book / Page	4406 / 820
Instrument Date	May 04, 2021
Instrument	2021036627
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 07, 2021
Property Address	1514 DISCOVERY LOOP, PANAMA CITY, FL 32405-2856
Document Number	0044030334
Book / Page	4403 / 334
Instrument Date	May 04, 2021
Instrument	2021034665
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAY FL
Recording Date	Oct 29, 2020
Property Address	3100 SWEETBAY AVE # A, A, PANAMA CITY, FL 32405-2290
Document Number	0043170585
Book / Page	004317 / 000585
Instrument Date	Oct 26, 2020
Instrument	72515
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1903 WRIGHT PL CARLSBAD CA 920085526, CARLSBAD, CA 92008-5526

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAY FL
Recording Date	Sep 05, 2019
Property Address	3100 SWEETBAY AVE # A, A, PANAMA CITY, FL 32405-2290
Document Number	0041640952
Book / Page	004164 / 000952
Instrument Date	Sep 04, 2019
Instrument	78891
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$36,167.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 S ARNOLD RD ROSEMARY BEACH FL 324132110, ROSEMARY BEACH, FL 32413-2110

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAY FL
Recording Date	Dec 20, 2018
Property Address	3100 SWEETBAY AVE # A, A, PANAMA CITY, FL 32405-2290
Document Number	0040711793
Book / Page	004071 / 001793
Instrument Date	Dec 19, 2018
Instrument	77915
Transaction Type	Transfer
Record Updated	Jan 08, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1903 WRIGHT PL #220 CARLSBAD CA 920086584, 220, CARLSBAD, CA 92008-6584

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 20, 2017
Property Address	3100 SWEETBAY AVE # A, A, PANAMA CITY, FL 32405-2290
Document Number	0039642045
Book / Page	003964 / 002045
Instrument Date	Dec 13, 2017
Instrument	72944
Transaction Type	Transfer
Record Updated	Jan 15, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1903 WRIGHT PL #220 CARLSBAD CA 920086584, 220, CARLSBAD, CA 92008-6584

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$208,475.00 (-7.15%)	$13,199,801 (-12.2%) Land $11,904,105 Building $1,295,696	$13,199,801 (-12.2%) Land $11,904,105 Building $1,295,696
2024	$224,526.00 (-6.84%)
2023	$241,002.00 (+0.42%)	$15,034,350 (-5.71%) Land $13,809,245 Building $1,225,105	$15,034,350 (-5.71%) Land $13,809,245 Building $1,225,105
2022	$240,002.00	$15,945,042 Land $15,253,335 Building $691,707	$15,945,042 Land $15,253,335 Building $691,707

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050015011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 300 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	300 in force
Nearby Flood Claims	154 (1984–2022)
Claims Outside the SFHA	16 of 154
Most Recent Claim	May 2022, other causes
Claims By Storm	Hurricane Michael, Oct 2018 · 49 claims Hurricane Dennis, Jul 2005 · 13 claims Hurricane Opal, Oct 1995 · 63 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
WOW Internet, Cable & Phone	Fiber	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.