Upshur County property record for 1514 Cougar Rd, Gilmer, TX 75644
| Property Type | Rural Home |
|---|---|
| Details | 4,346 sqft · built 1999 |
| Lot Size | 6.25 acres (272,468 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,031 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 074U-S04-000-047-4 |
| Primary APN | 074U-S04-000-047-4 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 4,346 sqft Living Area |
| 1st Floor Area | 1,863 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 272,468 sqft (6.25 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 074U-S04-000-047-4 |
|---|---|
| Street Address | 1514 COUGAR RD |
| City | GILMER |
| State | TX |
| Zip | 75644-4118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ABS A74 CLIGHORN, JOHN W,TRACT 47-4, BLOCK 4,6.255 ACRES & HOUSE |
| Legal Subdivision | JOHN W SURVEY A-74 |
| Legal Tract | 4-47 |
| Legal Block | 4 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | BETTIE |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 950200 |
Source: Upshur County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1514 COUGAR RD, GILMER, TX 75644-4118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2014 |
| Deed Sale | Mar 21, 2014 |
| Deed Document Number | 20141726 |
| Deed Book / Page | 1130 / 64 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 1514 COUGAR RD, GILMER, TX 75644-4118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202003972 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 202003972 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Upshur County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Union Hill Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,031.00 (+295.18%) Homeowner's exemption Disabled Person's exemption | $226,310 (-7.63%) Land $64,520 Building $161,790 | $226,310 (-7.63%) Land $64,520 Building $161,790 |
| 2025 | $767.00 (-56.22%) Homeowner's exemption Disabled Person's exemption | $245,010 (+15.87%) Land $62,380 Building $182,630 | $245,010 (+15.87%) Land $62,380 Building $182,630 |
| 2023 | $211,450 Land $51,360 Building $160,090 | $211,450 Land $51,360 Building $160,090 | |
| 2022 | $1,752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 61% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHARON WSC serves 9,111 people · EPA ID TX2500020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Etex Telephone DSL | 50 / 3 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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