1514 Co Rd 700, Athens, TN 37303 Property Records

McMinn County property record for 1514 Co Rd 700, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,069 sqft · built 2019
Lot Size	6.07 acres (264,409 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,471 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Aug 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`054075 00100`

Property Details

APN / Parcel Number

Primary APN	`054075 00100`
Alternative APNs	`075 00100 00005075` `075 00100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,069 sqft Living Area
1st Floor Area	2,493 sqft
Upper Floors Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	264,409 sqft (6.07 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	528 sqft
Deck Area	224 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	075 00100 00005075
Street Address	1514 COUNTY ROAD 700
City	ATHENS
State	TN
Zip	37303-6054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05 05 071 071 01000 000, COUNTY AREA: D01
Legal Subdivision	4R
Jurisdiction	MCMINN TN
Township / Civil Division	5
Census Block Group	3
Census Block	3011
Census Tract	970402

Owner

1514 Co Rd 700 is owned by two individuals who acquired it in August 2018.

Source: McMinn County records, as of February 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 KEITH LN, ATHENS, TN 37303-4136
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit CAPSTAR BANK
Aug 27, 2019	Deed of Trust, Mortgage FIRST TN BK
Oct 1, 2018	Trustee's Deed, Construction Loan · Line of Credit ATHENS FED'L CMNTY BK
Aug 22, 2018	Quit Claim Deed, Transfer RAGLE TITLE SERVICES
Jan 3, 2018	Warranty Deed, Transfer · Line of Credit ATHENS FED'L CMNTY BK
May 11, 2017	Warranty Deed, Transfer RAGLE TITLE SERVICES, VALLEY TITLE SVCS
Jan 27, 2017	Warranty Deed, Transfer RAGLE TITLE SERVICES, VALLEY TITLE SVCS
Jan 20, 2017	Warranty Deed, Transfer RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2018
Deed Sale	Aug 20, 2018
Prior Sale	Apr 3, 1998 · Amount on File
Deed Document Number	000021O226
Deed Book / Page	20Y / 83
Prior Transfer Date	Dec 2, 2016
Prior Transfer Doc	185793
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1514 COUNTY ROAD 700, ATHENS, TN 37303-6054
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001262385
Date	Nov 19, 2021
Book Page	1262/385
Instrument	231135

Lender

Name	CAPSTAR BANK
Type	Bank
Address	ATHENS, TN 37371

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 12, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1514 COUNTY ROAD 700, ATHENS, TN 37303-6054
Document Number	1177295
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 COUNTY ROAD 700 ATHENS TN 37303, ATHENS, TN 37303

Mortgage

Document Number	1177295
Date	Sep 3, 2019
Book Page	001177/000295
Instrument	208869

Lender

Name	FIRST TN BK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCMINN TN
Recording Date	Oct 1, 2018
Property Address	1514 COUNTY ROAD 700, ATHENS, TN 37303-6054
Book / Page	001152 / 000506
Instrument Date	Sep 28, 2018
Instrument	202018
Transaction Type	Construction Loan
Record Updated	Oct 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 E MADISON AVE ATHENS TN 373033645, ATHENS, TN 37303-3645

Mortgage

Document Number	1152506
Date	Oct 1, 2018
Book Page	001152/000506
Instrument	202018

Lender

Name	ATHENS FED'L CMNTY BK
Type	Bank
Address	ATHENS, TN 37303

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCMINN TN
Recording Date	Aug 22, 2018
Property Address	1514 COUNTY ROAD 700, ATHENS, TN 37303-6054
Document Number	210228
Book / Page	000210 / 000228
Instrument Date	Aug 22, 2018
Instrument	200078
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	RAGLE TITLE SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	PO BOX 692 MEMPHIS TN 381010692, MEMPHIS, TN 38101-0692

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jan 3, 2018
Property Address	1514 COUNTY ROAD 700, ATHENS, TN 37303-6054
Document Number	21I117
Book / Page	00021I / 000117
Instrument Date	Jan 2, 2018
Instrument	194673
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	RAGLE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 LINDEN CIR ATHENS TN 373032709, ATHENS, TN 37303-2709

Mortgage

Document Number	1133899
Date	Jan 3, 2018
Book Page	001133/000899
Instrument	194674

Lender

Name	ATHENS FED'L CMNTY BK
Type	Bank
Address	ATHENS, TN 37303

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	May 11, 2017
Property Address	1514 COUNTY ROAD 700, ATHENS, TN 37303-6054
Document Number	21C135
Book / Page	00021C / 000135
Instrument Date	May 11, 2017
Instrument	189323
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$133.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 KEITH LN #61 ATHENS TN 373035226, 61, ATHENS, TN 37303-5226

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jan 27, 2017
Property Address	1514 COUNTY ROAD 700, ATHENS, TN 37303-6054
Document Number	20Z190
Book / Page	00020Z / 000190
Instrument Date	Jan 23, 2017
Instrument	186965
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$180.06
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1624 COUNTY ROAD 700 ATHENS TN 373036056, ATHENS, TN 37303-6056

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jan 20, 2017
Property Address	1514 COUNTY ROAD 700, ATHENS, TN 37303-6054
Document Number	20Z40
Book / Page	00020Z / 000040
Instrument Date	Jan 20, 2017
Instrument	186825
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$141.83
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1608 COUNTY ROAD 700 ATHENS TN 373036056, ATHENS, TN 37303-6056

Tax Assessment & Valuation

The 2025 property tax bill for 1514 Co Rd 700 was $1,471.

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,471.00	$135,875 (-) Land $12,750 Building $123,125
2024	$1,471.00	$135,875 (-) Land $12,750 Building $123,125
2023	$1,471.00 (+7.61%)	$135,875 (+53.79%) Land $12,750 Building $123,125	$543,500 (+53.79%) Land $51,000 Building $492,500
2022	$1,367.00	$88,350 Land $10,250 Building $78,100	$353,400 Land $41,000 Building $312,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1514 Co Rd 700 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1514 Co Rd 700 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 71% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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