Osceola County property record for 1514 Alabama Ave, Saint Cloud, FL 34769
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,716 sqft · built 1984 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Company Name on Record |
| Last Sale | $470,000 (May 2025) |
| Tax Bill | $6,086 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0315-0080 |
| Primary APN | 01-26-30-0001-0315-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1514 ALABAMA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4957 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 315 LOTS 8-10 10/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 315 |
| Legal Lot Number | 8 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 43400 |
Source: Osceola County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5830 E 2ND ST, CASPER, WY 82609-4308 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 27, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Aug 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2025 · Amount on Record |
| Deed Sale | May 6, 2025 · Amount on Record |
| Prior Sale | Aug 10, 2022 · Amount on Record |
| Deed Document Number | 202557492 |
| Deed Book / Page | 6783 / 1821 |
| Prior Transfer Date | Sep 23, 2022 |
| Prior Transfer Doc | 0062921031 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 27, 2022 |
| Property Address | 1514 ALABAMA AVE, SAINT CLOUD, FL 34769-4957 |
| Document Number | 0062921031 |
| Book / Page | 6292 / 1031 |
| Map Reference | MB B PG 34 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022145665 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53 NW 109TH ST, 53, MIAMI SHORES, FL 33168-4314 |
| Name | Verified Name |
|---|---|
| Address | 11183 S ORANGE BLOSSOM TRL STE G, G, ORLANDO, FL 32837-9402 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 10, 2022 |
| Property Address | 1514 ALABAMA AVE, SAINT CLOUD, FL 34769-4957 |
| Document Number | 0062670171 |
| Book / Page | 6267 / 171 |
| Map Reference | MB B PG 33 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022122933 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,793.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2179 WINDING WAY, 2179, CANADA XX |
| Name | Verified Name |
|---|---|
| Address | 53 NW 109TH ST, MIAMI SHORES, FL 33168-4314 |
| Document Number | 0006267172 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 6267/172 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 26, 2018 |
| Property Address | 1514 ALABAMA AVE, SAINT CLOUD, FL 34769-4957 |
| Document Number | 0053562230 |
| Book / Page | 005356 / 002230 |
| Instrument Date | Jun 3, 2018 |
| Instrument | 98094 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2179 WINDING WAY |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,086.00 (+0.25%) | $339,600 (+2.54%) Land $60,000 Building $279,600 | $339,600 (+2.54%) Land $60,000 Building $279,600 |
| 2024 | $6,071.00 (+1.66%) | ||
| 2023 | $5,972.00 (+53.48%) | $331,200 (+33.6%) Land $52,000 Building $279,200 | $331,200 (+33.6%) Land $52,000 Building $279,200 |
| 2022 | $3,891.00 | $247,900 Land $52,000 Building $195,900 | $247,900 Land $52,000 Building $195,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2009–2022) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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