1514 99th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1514 99th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,026 sqft · built 1919
Lot Size	0.216 acres (9,415 sqft)
Owner	Individual Name on File
Last Sale	$124,500 (Sep 2015)
Tax Bill	$4,544 (2026)
Deeds & Mortgages	Sep 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1800-01180`

Property Details

APN / Parcel Number

Primary APN	`010-1800-01180`
Alternative APN	`996321`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,026 sqft Gross Area
1st Floor Area	1,007 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	9,415 sqft (0.216 acres)
Garage Area	780 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	167 sqft
Deck Area	128 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	996321
Street Address	1514 99TH AVE W
City	DULUTH
State	MN
Zip	55808-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6, 7 AND 8, BLOCK 8 SERIAL #
Legal Subdivision	GARY FIRST DIVISION
Legal Block	8
Legal Lot Number	6-7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2012
Census Tract	3800

Owner

1514 99th Ave W is owned and occupied by an individual who bought it in September 2015.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1514 99TH AVE W, DULUTH, MN 55808-1615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2015 · Amount on File
Deed Sale	Sep 28, 2015 · Amount on File
Prior Sale	Dec 4, 2002 · Amount on File
Deed Document Number	2015962744
Prior Transfer Date	Aug 25, 2004
Prior Transfer Doc	0000784320
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1514 99TH AVE W, DULUTH, MN 55808-1615
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 99TH AVE W, DULUTH, MN 55808-1615

Mortgage

Document Number	0001046845
Date	Sep 16, 2021
Instrument	1046845

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	289 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 1514 99th Ave W was $4,544 with a homeowner's exemption, up 12.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,544.00 (+12.64%) Homeowner's exemption
2025	$4,034.00 (-2.8%) Homeowner's exemption	$295,000 (+11.24%) Land $18,900 Building $276,100	$295,000 (+11.24%) Land $18,900 Building $276,100
2024	$4,150.00	$265,200 Land $18,600 Building $246,600	$265,200 Land $18,600 Building $246,600
2022		$255,700 Land $22,900 Building $232,800	$255,700 Land $22,900 Building $232,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1514 99th Ave W in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 26 condo units
Nearby Flood Claims	4 (2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1514 99th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20