1514 5th St, Key West, FL 33040 Property Records

Monroe County property record for 1514 5th St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,821 sqft · built 1968
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,135,000 (Jun 2023)
Tax Bill	$7,866 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`00063720-000000`

Property Details

APN / Parcel Number

Primary APN	`00063720-000000`
Alternative APNs	`01010100063720000000` `1064131`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,821 sqft Living Area
1st Floor Area	1,821 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2021
Exterior Material	Custom
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	96 ft deep x 54 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	272 sqft
Deck Area	187 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1064131
Street Address	1514 5TH ST
City	KEY WEST
State	FL
Zip	33040-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-2
Legal Description	LT 14 KW SER-DEB ESTATES PB5-87 OR384-910 OR1066-2113 OR1247-1014 OR1276-2251 OR1285-1932 OR1755-240 OR1991-2160 OR2961-1954 OR2976- OR3230-1770
Legal Range	25E
Legal Township	68S
Legal Section	04
Legal Subdivision	SER-DEB ESTATES
Legal Lot Number	14
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3003
Census Tract	972000

Owner

Source: Monroe County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1514 5TH ST, KEY WEST, FL 33040-5106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Warranty Deed, Transfer · Conventional Mortgage KEYS FCU
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jul 25, 2019	Special Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Apr 22, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
May 1, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2023 · Amount on Record
Deed Sale	Jun 19, 2023 · Amount on Record
Prior Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	20232422199
Deed Book / Page	3230 / 1770
Prior Transfer Date	Apr 17, 2019
Prior Transfer Doc	0029611954
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 19, 2023
Property Address	1514 5TH ST, KEY WEST, FL 33040-5106
Document Number	0032301770
Book / Page	3230 / 1770
Map Reference	MB 5 PG 87
Instrument Date	Jun 16, 2023
Instrument	2422199
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1514 5TH ST, KEY WEST, FL 33040-5106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 5TH ST, KEY WEST, FL 33040-5106

Mortgage

Document Number	0032301774
Date	Jun 19, 2023
Instrument	3230/1774

Lender

Name	KEYS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1514 5TH ST, KEY WEST, FL 33040-5106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 5TH ST, KEY WEST, FL 33040-5106

Mortgage

Document Number	0030560276
Date	Nov 10, 2020
Book Page	3056/276
Instrument	2290392

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 25, 2019
Property Address	1514 5TH ST, KEY WEST, FL 33040-5106
Document Number	0029761805
Book / Page	2976 / 1805
Map Reference	MB 5 PG 87
Instrument Date	Jun 13, 2019
Instrument	2230064
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,646.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7105 CORPORATE DR, 7105, PLANO, TX 75024-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 5TH ST, KEY WEST, FL 33040-5106

Mortgage

Document Number	0029761808
Date	Jul 25, 2019
Instrument	2976-1808

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE FL
Recording Date	Apr 22, 2019
Property Address	1514 5TH ST, KEY WEST, FL 33040-5106
Document Number	0029600312
Book / Page	002960 / 000312
Instrument Date	Apr 17, 2019
Instrument	2216464
Transaction Type	Foreclosure
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	5600 GRANITE PKWY #VII PLANO TX 750244126, PLANO, TX 75024-4126
Investor	Possibly a Property Investor

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE FL
Recording Date	May 1, 2019
Property Address	1514 5TH ST, KEY WEST, FL 33040-5106
Document Number	0029611954
Book / Page	002961 / 001954
Instrument Date	Apr 17, 2019
Instrument	2218025
Transaction Type	Foreclosure
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	9000 SOUTHSIDE BLVD #600 JACKSONVILLE FL 322560789, 600, JACKSONVILLE, FL 32256-0789

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,866.00 (-1.34%)	$887,770 (+31.55%) Land $460,961 Building $426,809	$887,770 (+31.55%) Land $460,961 Building $426,809
2024	$7,973.00 (+66.49%)
2023	$4,789.00 (+14.19%)	$674,855 (+20.19%) Land $415,135 Building $259,720	$674,855 (+20.19%) Land $415,135 Building $259,720
2022	$4,194.00	$561,510 Land $415,135 Building $146,375	$561,510 Land $415,135 Building $146,375

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 89 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	315 units insured incl. 226 condo units
Nearby Flood Claims	254 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Hurricane Wilma, Oct 2005 · 117 claims Hurricane Georges, Sep 1998 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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