1514 4th St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 1514 4th St, Three Rivers, MI 49093 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Dec 2024)
Tax Bill	$2,202 (2025)
Flood Zone	Zone X (minimal risk)
APN	`051-212-007-20`

Property Details

APN / Parcel Number

Primary APN	`051-212-007-20`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	115 ft deep x 74.3 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1514 4TH ST
City	THREE RIVERS
State	MI
Zip	49093-1874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & N 1/2 OF LOT 5 BLK 2 BELLS ADDITION CITY OF THREE RIVERS EXC ELY 10 FT THEREOF (SPLIT FR/051-212-007-00 JUL/05)
Legal Subdivision	BELLS ADDITION
Legal Block	2
Legal Lot Number	4,5
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1052
Census Tract	40200

Owner

Source: St. Joseph County records · APN 051-212-007-20

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	215 N SAGE ST, KALAMAZOO, MI 49006-4070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Prior Sale	Jul 11, 2005 · Amount on Record
Deed Document Number	20248782
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,100 (+43.05%)	$146,200 (+43.05%)
2025	$2,202.00 (+51.55%) Homeowner's exemption
2023		$51,100 Land $2,800 Building $48,300	$102,200 Land $5,600 Building $96,600
2022	$1,453.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490402001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Nearby Flood Policies	9 in force 2 of 9 on primary residences
Nearby Flood Claims	46 (1982–2018)
Claims Outside the SFHA	2 of 46
Most Recent Claim	Feb 2018, tidal / storm surge

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.