Stearns County property record for 1514 3rd St N, Saint Cloud, MN 56303
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 2 ba · 1,968 sqft · built 1910 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,768 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-46588-0000 |
| Primary APN | 82-46588-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Width | 44 ft Width |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1514 3RD ST N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-4516 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R2 |
| Legal Description | FR .01 A OF NW4NW4 SEC 14 T 124 R 28 & E44' OF FRL LOTS 6 & 7 BLK 27 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028 7 BLK |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | EDELBROCKS ADD |
| Legal Block | 27 |
| Legal Lot Number | 6-7 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 602 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1514 1/2 3RD ST N, SAINT CLOUD, MN 56303-4516 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,768.00 (+58.71%) | $131,000 (+8.26%) Land $32,000 Building $99,000 | $131,000 (+8.26%) Land $32,000 Building $99,000 |
| 2025 | $121,000 (+39.72%) Land $32,000 Building $89,000 | $121,000 (+39.72%) Land $32,000 Building $89,000 | |
| 2023 | $1,114.00 | $86,600 Land $32,000 Building $54,600 | $86,600 Land $32,000 Building $54,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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